Putnam County and Southeast Town property record for 40 Cooledge Dr, Brewster, NY 10509
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,288 sqft · built 1965 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $17,079 (2024) |
| Deeds & Mortgages | Sep 2023 Mortgage Jan 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 373089 56.12-2-26 |
| Primary APN | 373089 56.12-2-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,288 sqft Living Area |
| Gross Area | 3,544 sqft |
| 1st Floor Area | 2,136 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 111 ft deep x 100 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 256 sqft |
| Patio Area | 408 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 40 COOLEDGE DR |
|---|---|
| City | BREWSTER |
| State | NY |
| Zip | 10509-2924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Subdivision | TONETTA LAKE PARK |
| Legal Block | 2 |
| Legal Lot Number | 26.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11802 |
40 Cooledge Dr is owned and occupied by an individual who acquired it in June 2018.
Source: Putnam County and Southeast Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 COOLEDGE DR, BREWSTER, NY 10509-2924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 25, 2019 | Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK |
| Jul 19, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jul 19, 2018 | Quit Claim Deed, Transfer RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TITLE AGENCY |
| Jul 19, 2018 | Quit Claim Deed, Transfer RECORD AND RETURN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 20, 2018 |
| Transfer Doc | 0020840018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 40 COOLEDGE DR, BREWSTER, NY 10509-2924 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 40 COOLEDGE DR, BREWSTER, NY 10509-2924 |
| Document Number | 0078150161 |
|---|---|
| Date | Sep 28, 2023 |
| Book Page | 7815/161 |
| Instrument | 5565-2023 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 40 COOLEDGE DR, BREWSTER, NY 10509-2924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068870369 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 6887/369 |
| Instrument | 1600239 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Address | BRIDGEPORT, CT 06604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Mar 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jul 19, 2018 |
| Property Address | 40 COOLEDGE DR, BREWSTER, NY 10509-2924 |
| Document Number | 0020840030 |
| Book / Page | 002084 / 000030 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 COOLEDGE DR BREWSTER NY 105092924, BREWSTER, NY 10509-2924 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jul 19, 2018 |
| Property Address | 40 COOLEDGE DR, BREWSTER, NY 10509-2924 |
| Document Number | 0020840030 |
| Book / Page | 002084 / 000030 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 1501831 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 COOLEDGE DR BREWSTER NY 105092924, BREWSTER, NY 10509-2924 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jul 19, 2018 |
| Property Address | 40 COOLEDGE DR, BREWSTER, NY 10509-2924 |
| Document Number | 0020840018 |
| Book / Page | 002084 / 000018 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 1501828 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Title Company | RECORD AND RETURN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 SHORE DR BREWSTER NY 105092912, BREWSTER, NY 10509-2912 |
Source: Putnam County and Southeast Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Southeast Town |
| Unified School District | Brewster Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $622,200 (+7%) Land $49,700 Building $572,500 | $622,200 (+7%) Land $49,700 Building $572,500 | |
| 2024 | $17,079.00 | $581,500 (+10.01%) Land $49,700 Building $531,800 | $581,500 (+10.01%) Land $49,700 Building $531,800 |
| 2023 | $528,600 (+10.01%) Land $49,700 Building $478,900 | $528,600 (+10.01%) Land $49,700 Building $478,900 | |
| 2022 | $480,500 Land $49,700 Building $430,800 | $480,500 Land $49,700 Building $430,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Cooledge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Cooledge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLACKBERRY HILL serves 500 people · EPA ID NY3905683 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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