40 Continental Rd, Cornwall, NY 12518 Property Records

Orange County and Cornwall Town property record for 40 Continental Rd, Cornwall, NY 12518

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,572 sqft · built 1952
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on Record
Last Sale$257,500 (Feb 2018)
Tax Bill$10,256 (2024)
Deeds & MortgagesJul 2022 Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN332489 23-3-12.1

Property Details

APN / Parcel Number

Primary APN332489 23-3-12.1
Alternative APNs
  • 248902300000030121000000
  • 23-3-12.1

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,572 sqft Living Area
Gross Area1,886 sqft
1st Floor Area1,195 sqft
Upper Floors Area377 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area17,860 sqft (0.41 acres)
View / LotSuburban
Garage TypeAttached
Garage Area287 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area392 sqft
PorchCovered Porch
Porch Area285 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number23-3-12.1
Street Address40 CONTINENTAL RD
CityCORNWALL
StateNY
Zip12518-2114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAALF, MONROE & DRABICK SUB MAP 241-97
Legal Block3
Legal Lot Number12.10
JurisdictionORANGE NY
Township / Civil DivisionCORNWALL
Census Block Group5
Census Block5026
Census Tract13100

Owner

Source: Orange County and Cornwall Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 CONTINENTAL RD, CORNWALL, NY 12518-2114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
SECRETARY HOUSING URBAN DEVELOPMENT
Feb 26, 2018Grant Deed, Transfer · FHA Mortgage
BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2018 · Amount on Record
Deed SaleFeb 26, 2018 · Amount on Record
Deed Document Number201814865
Deed Book / Page14367 / 1757
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address40 CONTINENTAL RD, CORNWALL, NY 12518-2114
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052747
DateJul 19, 2022
Book Page15273/1343
Instrument20220052747
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term313 Months
DueAug 1, 2048

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE NY
Recording DateFeb 26, 2018
Property Address40 CONTINENTAL RD, CORNWALL, NY 12518-2114
Document Number0000014865
Book / Page014367 / 001757
Instrument DateFeb 16, 2018
Instrument14865
Transaction TypeTransfer
Record UpdatedApr 5, 2018
Title CompanyMID HUDSON ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,030.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 CLERMONT AVE #1C BROOKLYN NY 112052334, 1C, BROOKLYN, NY 11205-2334

Mortgage

Document Number14866
DateFeb 26, 2018
Book Page014367/001761
Instrument14866
Lender
NameBANK OF NAT'L TR & SVGS
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 25, 2048

Tax Assessment & Valuation

Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionCornwall Town
Unified School DistrictCornwall Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$245,700 (-) Land $68,200 Building $177,500$388,600 (+6.67%)
2024$10,256.00
2023$245,700 (-) Land $68,200 Building $177,500$364,300 (+11.89%) Land $101,120 Building $263,180
2022$245,700 Land $68,200 Building $177,500$325,600 Land $90,378 Building $235,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims14 (2011–2024)
Claims Outside the SFHA8 of 14
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2023 · 3 claims
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORNWALL-ON-HUDSON
serves 9,700 people · EPA ID NY3503526
Water SourceSurface water
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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