40 Commerce Dr, Henderson, NC 27537 Property Records

Vance County property record for 40 Commerce Dr, Henderson, NC 27537

Property Summary

Property Type	Commercial
Details	18,120 sqft · built 2023
Lot Size	2.04 acres (89,211 sqft)
Owner	Company Name on Record
Tax Bill	$15,074 (2026)
Deeds & Mortgages	Feb 2023 Construction Loan Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`0453 05005A`

Property Details

APN / Parcel Number

Primary APN	`0453 05005A`
Alternative APN	`1022062`

Interior

Building Area	18,120 sqft Finished Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	89,211 sqft (2.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1022062
Street Address	BEARPOND RD
City	HENDERSON
State	NC
Zip	27537
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	HC
Legal Description	BEARPOND RD TRACT 2 2.048
Legal Tract	2
Legal Block	05
Jurisdiction	VANCE NC
Township / Civil Division	KITTRELL
Census Block Group	1
Census Block	1019
Census Tract	961000

Owner

Source: Vance County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	261 HEDRICK DR, HENDERSON, NC 27537-6235
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK
Mar 15, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	40 COMMERCE DR, HENDERSON, NC 27537
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 HEDRICK DR, HENDERSON, NC 27537-6235

Mortgage

Document Number	001428/842
Date	Feb 21, 2023
Book Page	1428/842
Instrument	629

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Mar 15, 2021
Property Address	40 COMMERCE DR, HENDERSON, NC 27537
Document Number	001390/300
Book / Page	1390 / 300
Map Reference	MB Y PG 985
Instrument Date	Mar 11, 2021
Instrument	1070
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 YOUNG STB, HENDERSON, NC 27536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 HEDRICK DR, HENDERSON, NC 27537-6235

Tax Assessment & Valuation

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,074.00 (-0.96%)	$1,877,515 (-) Land $145,280 Building $1,732,235	$1,877,515 (-) Land $145,280 Building $1,732,235
2025	$15,220.00 (+3,090.78%)	$1,877,515 (+3,751.94%) Land $145,280 Building $1,732,235	$1,877,515 (+3,751.94%) Land $145,280 Building $1,732,235
2023	$477.00	$48,742 Land $48,742	$48,742 Land $48,742

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON-KERR LAKE REG WTR serves 14,937 people · EPA ID NC0291010
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50

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