40 Co Rd 428, Centre, AL 35960 Property Records

Cherokee County property record for 40 Co Rd 428, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,552 sqft · built 2001
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Nov 2021)
Tax Bill	$678 (2022)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-04-20-0-000-043.007`

Property Details

APN / Parcel Number

Primary APN	`13-13-04-20-0-000-043.007`
Alternative APNs	`ALT APN:1304200000043007` `213612` `26397`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Deck Area	140 sqft

Location & Zoning

Account Number	213612
Street Address	40 COUNTY ROAD 428
City	CENTRE
State	AL
Zip	35960-8336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 PLANTATION PLACE ESTATES, 11/99
Legal Range	10E
Legal Township	10S
Legal Section	20
Legal Subdivision	PLANTATION PLACE ESTATES
Legal Lot Number	7
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	2
Census Block	2005
Census Tract	956000

Owner

Source: Cherokee County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 COUNTY ROAD 428, CENTRE, AL 35960-8336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Aug 31, 2012
Deed Document Number	2021221297
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 8, 2021
Property Address	40 COUNTY ROAD 428, CENTRE, AL 35960-8336
Document Number	0000221297
Map Reference	PB 11 PG 99
Instrument Date	Nov 3, 2021
Instrument	221297
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 885, CENTRE, AL 35960-0885

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 COUNTY ROAD 428, CENTRE, AL 35960-8336

Mortgage

Document Number	0000221298
Date	Nov 8, 2021
Instrument	221298

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,420 (+0.88%) Land $860 Building $17,560	$184,100 (+0.93%) Land $8,500 Building $175,600
2023	Homeowner's exemption	$18,260 (+4.82%)	$182,400 (+4.83%) Land $7,700 Building $174,700
2022	$678.00 Homeowner's exemption	$17,420 Land $780 Building $16,640	$174,000 Land $7,700 Building $166,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 64% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 428

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures