40 Co Rd 26, Centre, AL 35960 Property Records

Cherokee County property record for 40 Co Rd 26, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,399 sqft · built 1960
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Apr 2019)
Tax Bill	$423 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-04-18-0-000-014.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-04-18-0-000-014.000`
Alternative APNs	`ALT APN:1404180000014000` `207483`

Interior

Stories	1 Story
Building Area	1,399 sqft Living Area
1st Floor Area	1,399 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	132 sqft

Location & Zoning

Account Number	207483
Street Address	40 COUNTY ROAD 26
City	CENTRE
State	AL
Zip	35960-7113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM N R/W INT OLD HWY 411 & CO RD 26;NE 100'ALG R/W RD 26 TOPOB;SE 150';NE 140';NW 150'TO R/W RD;SW 140'ALG R/W TO POB
Legal Range	09E
Legal Township	10S
Legal Section	18
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4014
Census Tract	955900

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 COUNTY ROAD 26, CENTRE, AL 35960-7113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC
Jul 6, 2020	Deed of Trust, Mortgage · FHA Mortgage TJC MORTGAGE INC
Apr 10, 2019	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2019 · Amount on Record
Deed Sale	Apr 10, 2019 · Amount on Record
Prior Sale	Dec 8, 2011 · Amount on Record
Deed Document Number	2019206931
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	40 COUNTY ROAD 26, CENTRE, AL 35960-7113
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223734
Date	Apr 13, 2022
Instrument	223734

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2042

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	40 COUNTY ROAD 26, CENTRE, AL 35960-7113
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	212866
Date	Jul 6, 2020
Instrument	212866

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 10, 2019
Property Address	40 COUNTY ROAD 26, CENTRE, AL 35960-7113
Document Number	206931
Map Reference	DOC 169266
Instrument Date	Mar 26, 2019
Instrument	206931
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	LAKESIDE TITLE AND ESCROW LLC, LAKESIDE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 COUNTY ROAD 26, CENTRE, AL 35960-7113

Mortgage

Document Number	206932
Date	Apr 10, 2019
Instrument	206932

Lender

Name	TJC MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$423.00 (+7.91%)
2025	$392.00 Homeowner's exemption	$980 (-) Land $440 Building $540	$105,900 (-) Land $4,400 Building $101,500
2024	$392.00 (+6.23%) Additional exemption filed	$980 (-90.26%) Land $440 Building $540	$105,900 (+5.37%) Land $4,400 Building $101,500
2023	$369.00 Homeowner's exemption	$10,060 (-)	$100,500 (-) Land $4,400 Building $96,100
2022	$369.00 Homeowner's exemption	$10,060 Land $440 Building $9,620	$100,500 Land $4,400 Building $96,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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