40 Cloverdale Cir, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 40 Cloverdale Cir, Wethersfield, CT 06109

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,436 sqft · built 1961
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$197,000 (May 2013)
Tax Bill	$10,294 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2025 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WETH M:187 B:024`

Property Details

APN / Parcel Number

Primary APN	`WETH M:187 B:024`
Alternative APN	`187024`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
Gross Area	3,202 sqft
Basement Area	1,436 sqft
Unfinished Basement	1,436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	187024
Street Address	40 CLOVERDALE CIR
City	WETHERSFIELD
State	CT
Zip	06109-4112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	24
Jurisdiction	WETHERSFIELD CT
Township / Civil Division	WETHERSFIELD
Census Block Group	5
Census Block	5000
Census Tract	492600

Owner

40 Cloverdale Cir is owned and occupied by an individual who bought it in May 2013.

Source: Wethersfield Town records, as of October 7, 2026

Owner of Record	Individual Name on File
Mailing Address	40 CLOVERDALE CIR, WETHERSFIELD, CT 06109-4112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit DUTCH POINT CREDIT UNION
Jan 24, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION
Sep 15, 2020	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2013 · Amount on File
Deed Sale	May 20, 2013 · Amount on File
Prior Sale	Jul 18, 2011 · Amount on File
Deed Book / Page	1784 / 201
Transfer Doc	1962-237
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Recording Date	Sep 14, 2026
Property Address	40 CLOVERDALE CIR, WETHERSFIELD, CT 06109-4112
Document Number	0000002305
Book / Page	2197 / 796
Instrument Date	Jul 28, 2026
Instrument	20262305
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CLOVERDALE CIR, WETHERSFIELD, CT 06109-4112

Mortgage

Document Number	0000002305,
Date	Sep 14, 2026
Book Page	2197/796
Instrument	20262305

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	40 CLOVERDALE CIR, WETHERSFIELD, CT 06109-4112
Transaction Type	Mortgage
Record Updated	Feb 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002177-670
Date	Jan 24, 2025
Book Page	2177/670
Instrument	2025000166

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	40 CLOVERDALE CIR, WETHERSFIELD, CT 06109-4112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2111-235
Date	Sep 15, 2020
Book Page	2111/235
Instrument	2020003347

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 40 Cloverdale Cir was $10,294.

Source: Wethersfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wethersfield Town
Unified School District	Wethersfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,294.00	$249,730 Land $91,730 Building $158,000	$174,811 Land $64,211 Building $110,600
2024	$10,294.00 (+37.62%)
2023	$7,480.00 (+8.74%)	$179,040 (+6.92%) Land $89,080 Building $89,960
2022	$6,879.00	$167,460 Land $89,080 Building $78,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Cloverdale Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Cloverdale Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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