40 Cloud St, Buford, GA 30518 Property Records

Gwinnett County property record for 40 Cloud St, Buford, GA 30518 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1946
Lot Size	0.26 acres (11,325 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Jan 2017)
Tax Bill	$1,297 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-269A-096`

Property Details

APN / Parcel Number

Primary APN	`7-269A-096`
Alternative APNs	`R7269A-096` `1423686`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
View / Lot	Primary

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40 CLOUD ST
City	BUFORD
State	GA
Zip	30518-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOUD ST
Legal Subdivision	COLE DAN SURV
Legal Lot Number	96
Jurisdiction	GWINNETT GA
Township / Civil Division	BUFORD-SUGAR HILL
Census Block Group	3
Census Block	3045
Census Tract	50105

Owner

Source: Gwinnett County records · APN 7-269A-096

Assessment roll updated November 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 CLOUD ST, BUFORD, GA 30518-3208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FINANCIAL
Feb 14, 2020	Quit Claim Deed, Transfer PENNYMAC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 06, 2017 · Amount on Record
Deed Sale	Jan 06, 2017 · Amount on Record
Prior Sale	Jun 22, 2016 · Amount on Record
Deed Document Number	2017510
Deed Book / Page	54897 / 466
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	40 CLOUD ST, BUFORD, GA 30518-3208
Transaction Type	Mortgage
Record Updated	Jul 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0548970468
Date	Jan 30, 2017
Book Page	54897/468

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GWINNETT GA
Recording Date	Feb 14, 2020
Property Address	40 CLOUD ST, BUFORD, GA 30518-3208
Document Number	0572510785
Book / Page	057251 / 000785
Instrument Date	Jan 18, 2020
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CLOUD ST BUFORD GA 305183208, BUFORD, GA 30518-3208

Mortgage

Document Number	572510788
Date	Feb 14, 2020
Book Page	057251/000788

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

Tax Assessment & Valuation

Source: Gwinnett County records · Assessment roll updated November 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Buford City
County	Gwinnett County
Unified School District	Buford City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,297.00 (+32.62%)	$90,400 (+32.55%) Land $40,000 Building $50,400	$226,000 (+32.55%) Land $100,000 Building $126,000
2023	$978.00	$68,200 Land $26,000 Building $42,200
2022			$170,500 Land $65,000 Building $105,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gwinnett County (13135C), updated June 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 269 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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