40 Cliff Rd, Warwick, RI 02889 Property Records

Warwick City property record for 40 Cliff Rd, Warwick, RI 02889 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1996
Square Footage	868 sqft Living Area
Lot Size	11,000 sqft (0.253 acres)
Pool	In-Ground Pool
Occupancy	Owner Occupied
Tax Bill	$4,380.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`38001200000`
Alternative APNs	`WARW M:380 B:0120 L:0000` `100047691`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	868 sqft Living Area
Gross Area	2,348 sqft Gross Area
1st Floor	868 sqft 1st Floor
Basement Area	832 sqft Basement
Unfinished Basement	832 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Raised Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,000 sqft (0.253 acres)
Pool Type	In-Ground Pool Pool Type
Deck Area	Deck Area

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	100047691
Street Address	40 CLIFF RD
City	WARWICK
State	RI
Zip	02889-6135
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	120
Jurisdiction	WARWICK RI
Minor Civil Division	WARWICK
Census Blockgroup	2
Census Block	2040
Census Tract	21502

Owner

Source: Warwick City records · APN 38001200000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 CLIFF RD, WARWICK, RI 02889-6135
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	40 CLIFF RD, WARWICK, RI 02889-6135
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9731-173
Date	Jan 25, 2021
Book Page	9731/173
Instrument	1404

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,380.00 (+0.39%)	$344,900 (+12.16%) Land $116,800 Building $228,100
2024			$316,350
2023	$4,363.00 (+4.88%)	$307,500 (+38.45%) Land $101,500 Building $206,000
2022	$4,160.00	$222,100 Land $65,000 Building $157,100

Flood & Wildfire

40 Cliff Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44003C updated December 26, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.