40 Cliff Rd, Truro, MA 02666 Property Records

Barnstable County and Truro Town property record for 40 Cliff Rd, Truro, MA 02666

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,680 sqft · built 2020
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$14,736 (2025)
Deeds & Mortgages	Oct 2021 Transfer Jan 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`000032=000019(A)`

Property Details

APN / Parcel Number

Primary APN	`000032=000019(A)`
Alternative APNs	`TRUR 000032-000019(A)` `700`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	700
Street Address	40 CLIFF RD
City	TRURO
State	MA
Zip	02666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAT'L
Jurisdiction	TRURO MA
Township / Civil Division	TRURO
Census Block Group	2
Census Block	2004
Census Tract	10208

Owner

Source: Barnstable County and Truro Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 KIDDER AVE, SOMERVILLE, MA 02144-2005
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 17, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance SEAMENS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 6, 2021
Transfer Doc	034606-312
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRURO MA
Recording Date	Oct 26, 2021
Property Address	40 CLIFF RD, TRURO, MA 02666
Document Number	034606-312
Book / Page	34606 / 312
Instrument Date	Oct 6, 2021
Instrument	70380
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 KIDDER AVE, SOMERVILLE, MA 02144-2005

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRURO MA
Recording Date	Jan 17, 2020
Property Address	40 CLIFF RD, TRURO, MA 02666
Document Number	0032632-23
Book / Page	32632 / 23
Instrument Date	Jan 17, 2020
Instrument	2906
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 KIDDER AVE, SOMERVILLE, MA 02144-2005

Mortgage

Document Number	0032632-28
Date	Jan 17, 2020
Book Page	32632/28
Instrument	2908

Lender

Name	SEAMENS SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Barnstable County and Truro Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Truro Town
Elementary School District	Truro School District (PK - 06)
Secondary School District	Nauset/Provincetown School Districts in Turo (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,736.00 (+5.63%)	$2,384,400 (+2.37%) Land $1,242,200 Building $1,142,200	$2,041,045
2024	$13,951.00 (+7.93%)	$2,329,100 (+17.84%) Land $1,229,900 Building $1,099,200
2023	$12,926.00	$1,976,500 Land $1,069,400 Building $907,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 161 individual policies
Nearby Flood Policies	250 units insured incl. 89 condo units
Nearby Flood Claims	28 (1990–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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