40 Clearsprings Dr, Springboro, OH 45066 Property Records

Warren County property record for 40 Clearsprings Dr, Springboro, OH 45066

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,462 sqft · built 2006
Lot Size0.285 acres (12,415 sqft)
Owner2 Individual Names on File
Last Sale$314,966 (Jan 2007)
Tax Bill$6,372 (2025)
Deeds & MortgagesMay 2026 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04-09-290-025-0

Property Details

APN / Parcel Number

Primary APN04-09-290-025-0
Alternative APNs
  • 0409290025
  • 409290025
  • 0552400
  • 552400

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area3,462 sqft Living Area
1st Floor Area604 sqft
2nd Floor Area1,324 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Lot Area12,415 sqft (0.285 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area50 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number552400
Street Address40 CLEARSPRINGS DR
CitySPRINGBORO
StateOH
Zip45066-5600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMANOR 6 SETTLERS WLK LOT 133
Legal Range5
Legal Township2
Legal Section9
Legal SubdivisionMANOR 6 SETTLERS WLK
Legal Block3
Legal Lot Number133
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group3
Census Block3026
Census Tract30901

Owner

Source: Warren County records, as of May 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address40 CLEARSPRINGS DR, SPRINGBORO, OH 45066-5600
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
U S BANK N A
Apr 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2007 · Amount on File
Deed SaleJan 9, 2007 · Amount on File
Prior SaleSep 22, 2006 · Amount on File
Deed Document Number2007631698
Deed Book / Page4376 / 320
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Recording DateMay 1, 2026
Property Address40 CLEARSPRINGS DR, SPRINGBORO, OH 45066-5600
Document Number0000011636
Instrument DateApr 16, 2026
Instrument202611636
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CLEARSPRINGS DR, SPRINGBORO, OH 45066-5600

Mortgage

Document Number0000011636,
DateMay 1, 2026
Instrument202611636
Lender
NameU S BANK N A
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueApr 26, 2036
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address40 CLEARSPRINGS DR, SPRINGBORO, OH 45066-5600
Document Number0000018259
Instrument DateApr 21, 2020
Transaction TypeMortgage
Record UpdatedJul 3, 2020
Title CompanyLANDMARK TITLE, LANDMARK TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address40 CLEARSPRINGS DR SPRINGBORO OH 450665600, SPRINGBORO, OH 45066-5600

Mortgage

Document Number0000018259
DateJun 1, 2020
Instrument18259
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 31, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
MunicipalitySpringboro City
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,372.00 (-0.25%)$163,580 (+28.87%) Land $38,500 Building $125,080$467,370 (+28.87%) Land $110,000 Building $357,370
2024$6,388.00 (+18.19%)
2023$5,405.00 (+1.5%) Homeowner's exemption$126,931 (-) Land $20,650 Building $106,281
2022$5,325.00 Homeowner's exemption$126,931 Land $20,650 Building $106,281$362,660 (-) Land $59,000 Building $303,660
2021$362,660 Land $59,000 Building $303,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGBORO PWS
private · serves 19,263 people · EPA ID OH8301412
Water SourceGroundwater
Last State InspectionJan 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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