40 Clear Harbor Ct, Apopka, FL 32703 Property Records

Orange County property record for 40 Clear Harbor Ct, Apopka, FL 32703 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2006
Square Footage3,827 sqft Living Area
Lot Size12,749 sqft (0.293 acres)
OccupancyOwner Occupied
Last Sale$340,000 (2019)
Tax Bill$5,517.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-21-28-1384-00-280
Alternative APNs
  • 282107138400280
  • 192967
  • 196482
  • 200141

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area3,827 sqft Living Area
Gross Area4,791 sqft Gross Area
1st Floor2,042 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,749 sqft (0.293 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area576 sqft Garage
Porch Area266 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address40 CLEAR HARBOR CT
CityAPOPKA
StateFL
Zip32703-1632
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCLEAR LAKE ESTATES REPLAT 60/135 LOT 28
Legal Range28E
Legal Township21S
Legal Section07
Legal SubdivisionCLEAR LAKE ESTS REP
Legal Tract1384
Legal Lot Number28
JurisdictionORANGE FL
Minor Civil DivisionAPOPKA
Census Blockgroup1
Census Block1059
Census Tract17901

Owner

Source: Orange County records · APN 07-21-28-1384-00-280

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 CLEAR HARBOR CT, APOPKA, FL 32703-1632
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Sep 18, 2019Warranty Deed, Transfer · Conventional Mortgage
REPUBLIC BANK & TRUST CO
May 17, 2018Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 18, 2019 · Amount on Record
Deed SaleSep 18, 2019 · Amount on Record
Prior SaleFeb 08, 2016 · Amount on Record
Deed Doc Number2019579535
Prior Transfer DateSep 23, 2015
Prior Transfer Doc0000015712
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address40 CLEAR HARBOR CT, APOPKA, FL 32703-1632
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CLEAR HARBOR CT, APOPKA, FL 32703-1632

Mortgage

Document Number0000727183
DateNov 30, 2021
Instrument20210727183
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateSep 18, 2019
Property Address40 CLEAR HARBOR CT, APOPKA, FL 32703-1632
Document Number0000579535
Map ReferenceMB 60 PG 135&136
Instrument DateSep 12, 2019
Instrument20190579535
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address444 SETTLERS VILLAGE CIR, 444, CRANBERRY TOWNSHIP, PA 16066-2161

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CLEAR HARBOR CT, APOPKA, FL 32703-1632

Mortgage

Document Number0000579536
DateSep 18, 2019
Instrument20190579536
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address40 CLEAR HARBOR CT, APOPKA, FL 32703-1632
Document Number0000347507
Instrument DateMay 17, 2018
Transaction TypeMortgage
Record UpdatedJul 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CLEAR HARBOR CT APOPKA FL 327031632, APOPKA, FL 32703-1632

Mortgage

Document Number0000347507
DateJun 13, 2018
Instrument347507
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$392,259 (+2.7%)$568,280 (-1.34%) Land $90,000 Building $478,280
2025$5,517.00 (+1.73%) Homeowner's exemption$381,946 (+5.99%)$575,990 (+11.17%) Land $90,000 Building $485,990
2024$5,423.00 (+6.9%)
2023$5,073.00 (+4.15%) Homeowner's exemption$360,371 (+3%)$518,118 (+26.93%) Land $90,000 Building $428,118
2022$4,871.00 Homeowner's exemption$349,875$408,199 Land $80,000 Building $328,199

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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