40 Clayton St, Middletown, RI 02842 Property Records

Middletown Town property record for 40 Clayton St, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1956
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$235,000 (Jan 2017)
Tax Bill	$6,174 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`201700162`

Property Details

APN / Parcel Number

Primary APN	`201700162`
Alternative APN	`MIDD M:0108 B:SW L:60`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
Gross Area	2,168 sqft
1st Floor Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	201700162
Street Address	40 CLAYTON ST
City	MIDDLETOWN
State	RI
Zip	02842-4910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	SW
Legal Lot Number	60
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2014
Census Tract	40302

Owner

Source: Middletown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	46 INDIAN AVE, PORTSMOUTH, RI 02871-5102
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 18, 2021	Warranty Deed, Transfer
Jan 3, 2017	Warranty Deed, Transfer REGENCY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2017 · Amount on Record
Deed Sale	Jan 3, 2017 · Amount on Record
Prior Sale	Aug 9, 1996 · Amount on Record
Deed Document Number	201713
Deed Book / Page	1502 / 214
Last Transfer Date	Feb 2, 2021
Transfer Doc	1700-32
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	40 CLAYTON ST, MIDDLETOWN, RI 02842-4910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1662-128
Date	Jul 27, 2020
Book Page	1662/128
Instrument	2234

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Feb 18, 2021
Property Address	40 CLAYTON ST, MIDDLETOWN, RI 02842-4910
Document Number	1700-32
Book / Page	1700 / 32
Instrument Date	Feb 2, 2021
Instrument	626
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 INDIAN AVE, PORTSMOUTH, RI 02871-5102

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Jan 3, 2017
Property Address	40 CLAYTON ST, MIDDLETOWN, RI 02842-4910
Document Number	1502-214
Book / Page	1502 / 214
Instrument	13
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$36.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15020217
Date	Jan 3, 2017
Instrument	01502/0217

Lender

Name	REGENCY MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,174.00 (+49.75%)	$523,700 (+59.91%) Land $376,800 Building $146,900	$524,656
2023	$4,123.00 (+4.72%)	$327,500 (-) Land $213,300 Building $114,200
2022	$3,937.00	$327,500 Land $213,300 Building $114,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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