40 Clay Ct, Covington, GA 30016 Property Records

Newton County property record for 40 Clay Ct, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,092 sqft · built 1991
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Aug 2017)
Tax Bill	$2,450 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00020-00000-144-000`

Property Details

APN / Parcel Number

Primary APN	`00020-00000-144-000`
Alternative APNs	`0002 144` `376`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,092 sqft Heated Area
1st Floor Area	1,092 sqft
Basement Area	1,003 sqft
Finished Basement	1,003 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Porch	Open Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	376
Old Parcel Number	0002 144
Street Address	40 CLAY CT
City	COVINGTON
State	GA
Zip	30016-4952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.51AC LT 13I BARRINGTON
Legal Subdivision	BARRINGTON
Legal Block	I
Legal Lot Number	13I
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2005
Census Tract	100905

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 CLAY CT, COVINGTON, GA 30016-4952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP
Feb 22, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage CALCON MUTUAL MTG
Aug 16, 2017	Grant Deed, Transfer · FHA Mortgage SOUTHEAST MTG/GA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2017 · Amount on Record
Deed Sale	Aug 11, 2017 · Amount on Record
Prior Sale	Nov 24, 2014
Deed Document Number	0000359886
Deed Book / Page	3598 / 86
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 CLAY CT, COVINGTON, GA 30016-4952
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CLAY CT, COVINGTON, GA 30016-4952

Mortgage

Document Number	0042970000000586
Date	Nov 15, 2021
Book Page	0000004297/0000000586
Instrument	022032

Lender

Name	INTERCONTINENTAL CAPITAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 22, 2019
Property Address	40 CLAY CT, COVINGTON, GA 30016-4952
Document Number	0038060479
Book / Page	003806 / 000479
Instrument Date	Feb 15, 2019
Instrument	2224
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 CLAY CT COVINGTON GA 300164952, COVINGTON, GA 30016-4952

Mortgage

Document Number	38060481
Date	Feb 22, 2019
Book Page	003806/000481
Instrument	2225

Lender

Name	CALCON MUTUAL MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 16, 2017
Property Address	40 CLAY CT, COVINGTON, GA 30016-4952
Document Number	0035980086
Book / Page	003598 / 000086
Instrument Date	Aug 11, 2017
Instrument	9195
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CLAY CT COVINGTON GA 300164952, COVINGTON, GA 30016-4952

Mortgage

Document Number	35980087
Date	Aug 16, 2017
Book Page	003598/000087
Instrument	9196

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,450.00 (+2.47%) Homeowner's exemption	$104,320 (+6.15%) Land $15,200 Building $89,120	$260,800 (+6.15%) Land $38,000 Building $222,800
2024	$2,391.00 (+17.73%) Homeowner's exemption	$98,280 (+22%) Land $15,200 Building $83,080	$245,700 (+22%) Land $38,000 Building $207,700
2023		$80,560 Land $7,200 Building $73,360	$201,400 Land $18,000 Building $183,400
2022	$2,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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