Torrington City property record for 40 Clark St, Torrington, CT 06790
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,648 sqft · built 1930 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Sep 2021) |
| Tax Bill | $5,005 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage Aug 2024 Mortgage + 3 more |
| APN | 12157 |
| Primary APN | 12157 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,648 sqft Living Area |
| Gross Area | 2,712 sqft |
| Basement Area | 824 sqft |
| Unfinished Basement | 824 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 12157 |
|---|---|
| Street Address | 40 CLARK ST |
| City | TORRINGTON |
| State | CT |
| Zip | 06790-4929 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R6 |
| Legal Block | 6 |
| Legal Lot Number | 15 |
| Jurisdiction | TORRINGTON CT |
| Township / Civil Division | TORRINGTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 310200 |
Source: Torrington City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 CLARK ST, TORRINGTON, CT 06790-4929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 19, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 27, 2021 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Jul 1, 2020 | Warranty Deed, Transfer · FHA Mortgage EQUITY RESOURCES OHIO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on Record |
| Deed Sale | Sep 27, 2021 · Amount on Record |
| Prior Sale | Jul 1, 2020 · Amount on Record |
| Deed Document Number | 2021469227 |
| Deed Book / Page | 1346 / 789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Property Address | 40 CLARK ST, TORRINGTON, CT 06790-4929 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001442-480 |
|---|---|
| Date | Aug 18, 2025 |
| Book Page | 1442/480 |
| Instrument | 2025-503096 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Property Address | 40 CLARK ST, TORRINGTON, CT 06790-4929 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001419-414 |
|---|---|
| Date | Aug 19, 2024 |
| Book Page | 1419/414 |
| Instrument | 2024-494890 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Property Address | 40 CLARK ST, TORRINGTON, CT 06790-4929 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001379-596 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 1379/596 |
| Instrument | 2022-480135 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Sep 27, 2021 |
| Property Address | 40 CLARK ST, TORRINGTON, CT 06790-4929 |
| Document Number | 1346-789 |
| Book / Page | 1346 / 789 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021-469227 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2021469228 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021-469228 |
| Name | BANK OF ENGLAND |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Jul 1, 2020 |
| Property Address | 40 CLARK ST, TORRINGTON, CT 06790-4929 |
| Document Number | 1310-448 |
| Book / Page | 1310 / 448 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 2020-457209 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 153 TOWN LINE HWY, WATERTOWN, CT 06795-1253 |
| Document Number | 2020457210 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 2020-457210 |
| Name | EQUITY RESOURCES OHIO |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Torrington City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Torrington City |
| Unified School District | Torrington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,005.00 (-12.99%) | $149,590 (-) Land $20,370 Building $129,220 | $288,272 (+175.3%) |
| 2025 | $5,752.00 | $149,590 (+106.59%) Land $20,370 Building $129,220 | $104,713 Land $14,259 Building $90,454 |
| 2024 | $5,752.00 (+65.62%) | ||
| 2023 | $3,473.00 (+1.76%) | $72,410 (-) Land $20,370 Building $52,040 | |
| 2022 | $3,413.00 | $72,410 Land $20,370 Building $52,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Mar 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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