Pinellas County property record for 40 Citrus Ct, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,028 sqft · built 1981 |
| Lot Size | 0.415 acres (18,077 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $765,000 (Dec 2025) |
| Tax Bill | $4,141 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-1832-4 |
| Primary APN | C62-000-741-1832-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,028 sqft Living Area |
| Gross Area | 3,884 sqft |
| 1st Floor Area | 3,028 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 18,077 sqft (0.415 acres) |
| Lot Dimensions | 163 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 328 sqft |
| Deck Area | 260 sqft |
| Patio Area | 90 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R391471 |
|---|---|
| Street Address | 40 CITRUS CT |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-3702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD5 |
| Legal Description | WESTLAKE VILLAGE REP TRACTS 5 AND 6 BLK 17, LOT 11 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 36 |
| Legal Subdivision | WESTLAKE VILLAGE |
| Legal Tract | 5,6 |
| Legal Block | 17 |
| Legal Lot Number | 11 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 27206 |
40 Citrus Ct is owned and occupied by two individuals who bought it in December 2025.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 CITRUS CT, PALM HARBOR, FL 34683-3702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Dec 1, 2025 | Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2025 · Amount on File |
| Deed Sale | Dec 1, 2025 · Amount on File |
| Prior Sale | Feb 10, 2004 · Amount on File |
| Deed Document Number | 2025333711 |
| Deed Book / Page | 23374 / 567 |
| Prior Transfer Date | Feb 3, 2004 |
| Prior Transfer Doc | 0000061977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 40 CITRUS CT, PALM HARBOR, FL 34683-3702 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 40 CITRUS CT, PALM HARBOR, FL 34683-3702 |
| Document Number | 0214391082 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 21439/1082 |
| Instrument | 2021087104 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 1, 2025 |
| Property Address | 40 CITRUS CT, PALM HARBOR, FL 34683-3702 |
| Document Number | 0233740567 |
| Book / Page | 23374 / 567 |
| Map Reference | MB 76 PG 78 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 2025333711 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | ANCLOTE TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,355.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1390 RIVER OAKS CT, OLDSMAR, FL 34677-4828 |
| Name | Verified Name |
|---|---|
| Address | 40 CITRUS CT, PALM HARBOR, FL 34683-3702 |
| Document Number | 0023374568 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 23374/568 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
The 2025 property tax bill for 40 Citrus Ct was $4,141.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,141.00 | $263,783 | $628,118 Land $183,425 Building $444,693 |
| 2023 | $3,845.00 (+2.97%) Homeowner's exemption | $248,883 (+3%) | $595,066 (+14.31%) Land $236,497 Building $358,569 |
| 2022 | $3,734.00 Homeowner's exemption | $241,634 | $520,570 Land $241,005 Building $279,565 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40 Citrus Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 2 (1981–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2016 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 Citrus Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures