Worcester County and Southbridge Town City property record for 40 Cisco St, Southbridge, MA 01550
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 3,264 sqft · built 1939 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Jul 2014) |
| Tax Bill | $5,594 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SBRI M:0046 B:0161 L:00001 |
| Primary APN | SBRI M:0046 B:0161 L:00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,264 sqft Living Area |
| Gross Area | 5,832 sqft |
| 1st Floor Area | 1,632 sqft |
| Basement Area | 1,632 sqft |
| Unfinished Basement | 1,632 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2271 |
|---|---|
| Street Address | 40 CISCO ST |
| City | SOUTHBRIDGE |
| State | MA |
| Zip | 01550-2716 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Block | 161 |
| Legal Lot Number | 1 |
| Jurisdiction | SOUTHBRIDGE MA |
| Township / Civil Division | SOUTHBRIDGE TOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 757500 |
40 Cisco St, a duplex, is owned and occupied by an individual who bought it in July 2014.
Source: Worcester County and Southbridge Town City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 CISCO ST, SOUTHBRIDGE, MA 01550-2716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit SOUTHBRIDGE CREDIT UNION |
| Jan 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SOUTHBRIDGE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2014 · Amount on File |
| Deed Sale | Jul 22, 2014 · Amount on File |
| Deed Book / Page | 52581 / 374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTHBRIDGE MA |
| Recording Date | May 20, 2026 |
| Property Address | 40 CISCO ST, SOUTHBRIDGE, MA 01550-2716 |
| Document Number | 073599-279 |
| Book / Page | 73599 / 279 |
| Instrument Date | May 15, 2026 |
| Instrument | 202639741 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 40 CISCO ST, SOUTHBRIDGE, MA 01550-2716 |
| Document Number | 0000039741, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 73599/279 |
| Instrument | 202639741 |
| Name | SOUTHBRIDGE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTHBRIDGE MA |
| Property Address | 40 CISCO ST, SOUTHBRIDGE, MA 01550-2716 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 064251-379 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 64251/379 |
| Instrument | 7694 |
| Name | SOUTHBRIDGE CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2041 |
The 2025 property tax bill for 40 Cisco St was $5,594, up 5.6% from the year before.
Source: Worcester County and Southbridge Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Southbridge Town City |
| Unified School District | Southbridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,594.00 (+5.61%) | $381,600 (+9.94%) Land $32,700 Building $348,900 | $425,926 |
| 2024 | $5,297.00 (+6.88%) | $347,100 (+10.93%) Land $27,300 Building $319,800 | |
| 2023 | $4,956.00 | $312,900 Land $27,300 Building $285,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Cisco St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Oct 2005 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Cisco St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHBRIDGE WATER DEPARTMENT serves 19,562 people · EPA ID MA2278000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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