40 Circle Dr, Blue Ridge, GA 30513 Property Records

Fannin County property record for 40 Circle Dr, Blue Ridge, GA 30513

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,888 sqft · built 2018
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on File
Tax Bill	$3,006 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Feb 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`0044 073B1`

Property Details

APN / Parcel Number

Primary APN	`0044 073B1`
Alternative APN	`30504`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,888 sqft Heated Area
1st Floor Area	1,888 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	1,888 sqft
Unfinished Basement	1,888 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	59,242 sqft (1.36 acres)
Terrain	Rolling
Garage Area	528 sqft
Porch	Open Porch
Porch Area	2,096 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	30504
Street Address	40 CIRCLE DR
City	BLUE RIDGE
State	GA
Zip	30513-6275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	8-2 LL314 LT2 DB1224-659 1.36 AC
Legal Subdivision	BEECH CREEK PROPERTIES
Legal Lot Number	2
Jurisdiction	FANNIN GA
Township / Civil Division	BLUE RIDGE
Census Block Group	5
Census Block	5088
Census Tract	50400

Owner

40 Circle Dr is owned and occupied by an individual who acquired it in February 2019.

Source: Fannin County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 754, BLUE RIDGE, GA 30513-0013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Feb 22, 2019	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2019
Deed Sale	Feb 22, 2019
Deed Document Number	0000128535
Deed Book / Page	1285 / 35
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	40 CIRCLE DR, BLUE RIDGE, GA 30513-6275
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA

Mortgage

Document Number	0000001286/0000000602
Date	Mar 8, 2019
Book Page	0000001286/0000000602
Instrument	002353740013

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

February 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Feb 22, 2019
Property Address	40 CIRCLE DR, BLUE RIDGE, GA 30513-6275
Document Number	0001285/35
Book / Page	1285 / 35
Instrument Date	Feb 22, 2019
Instrument	2019-000347
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 SUMMIT ST, BLUE RIDGE, GA 30513-7157

Tax Assessment & Valuation

The 2025 property tax bill for 40 Circle Dr was $3,006 with a homeowner's exemption.

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Blue Ridge City
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,006.00 Homeowner's exemption	$257,622 Land $44,000 Building $213,622	$644,056 Land $110,000 Building $534,056
2023		$220,988 (-0.81%) Land $44,000 Building $176,988	$552,470 (-0.81%) Land $110,000 Building $442,470
2022	$4,240.00 Homeowner's exemption	$222,792 Land $44,000 Building $178,792	$556,980 Land $110,000 Building $446,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Circle Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Circle Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE RIDGE WATER SYSTEM serves 6,112 people · EPA ID GA1110000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber · Cable	2,500 / 2,500
TDS Telecom Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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