40 Chipman Rd, Sandwich, MA 02563 Property Records

Barnstable County and Sandwich Town property record for 40 Chipman Rd, Sandwich, MA 02563

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,560 sqft · built 2000
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Jun 2019)
Tax Bill	$9,303 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAND M:0038 B:0266`

Property Details

APN / Parcel Number

Primary APN	`SAND M:0038 B:0266`
Alternative APN	`7975`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,560 sqft Living Area
Gross Area	5,726 sqft
1st Floor Area	1,192 sqft
Basement Area	2,150 sqft
Unfinished Basement	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,897 sqft (0.87 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7975
Street Address	40 CHIPMAN RD
City	SANDWICH
State	MA
Zip	02563-2273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	266
Jurisdiction	SANDWICH MA
Township / Civil Division	SANDWICH
Census Block Group	2
Census Block	2005
Census Tract	13400

Owner

Source: Barnstable County and Sandwich Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 CHIPMAN RD, SANDWICH, MA 02563-2273
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Aug 21, 2017	Deed of Trust, Mortgage · Closed-End Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Feb 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTHERN MASSACHUSETTS CREDIT UNION
Jun 21, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Prior Sale	Nov 15, 2007 · Amount on Record
Deed Document Number	201928954
Deed Book / Page	32106 / 235
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDWICH MA
Property Address	40 CHIPMAN RD, SANDWICH, MA 02563-2273
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035552-295
Date	Dec 20, 2022
Book Page	35552/295
Instrument	62399

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDWICH MA
Property Address	40 CHIPMAN RD, SANDWICH, MA 02563-2273
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30710-224
Date	Aug 21, 2017
Book Page	30710/224
Instrument	42165

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2042

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDWICH MA
Property Address	40 CHIPMAN RD, SANDWICH, MA 02563-2273
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33763-30
Date	Feb 5, 2021
Book Page	33763/30
Instrument	8717

Lender

Name	SOUTHERN MASSACHUSETTS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANDWICH MA
Recording Date	Jun 21, 2019
Property Address	40 CHIPMAN RD, SANDWICH, MA 02563-2273
Document Number	32106-235
Book / Page	32106 / 235
Instrument Date	Jun 21, 2019
Instrument	28954
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CHIPMAN RD, SANDWICH, MA 02563-2273

Mortgage

Document Number	28955
Date	Jun 21, 2019
Instrument	28955

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Sandwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Sandwich Town
Unified School District	Sandwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,303.00 (+10.21%)	$880,100 (+19.9%) Land $248,500 Building $631,600	$794,485
2023	$8,441.00	$734,000 Land $193,000 Building $541,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH WATER DISTRICT serves 23,000 people · EPA ID MA4261000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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