40 Chestnut St, Startex, SC 29377 Property Records

Spartanburg County property record for 40 Chestnut St, Startex, SC 29377

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 970 sqft · built 1905
Lot Size	0.282 acres (12,284 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Jun 2020)
Tax Bill	$1,179 (2025)
Deeds & Mortgages	Dec 2023 Transfer Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-2106-00400`

Property Details

APN / Parcel Number

Primary APN	`5-2106-00400`
Alternative APN	`90978`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	970 sqft Living Area
Gross Area	1,242 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	12,284 sqft
Lot Dimensions	166 ft deep x 74 ft wide
Garage Type	Detached
Porch	Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	90978
Street Address	40 CHESTNUT ST
City	STARTEX
State	SC
Zip	29377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 244 STARTEX MILL VILLAGE PB 31-280-297
Legal Subdivision	STARTEX MILL VILLAGE
Legal Lot Number	244
Jurisdiction	SPARTANBURG SC
Township / Civil Division	WELLFORD
Census Block Group	3
Census Block	3046
Census Tract	23104

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 135, STARTEX, SC 29377-0135
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Intrafamily Transfer, Transfer
Nov 3, 2023	Deed of Trust, Mortgage · Line of Credit TRUE COMMUNITY CREDIT UNION
Jun 15, 2020	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Prior Sale	Jun 15, 2020 · Amount on Record
Deed Document Number	0000024830
Deed Book / Page	128-E / 151
Last Transfer Date	Dec 29, 2023
Transfer Doc	0000050513
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPARTANBURG SC
Recording Date	Dec 29, 2023
Property Address	40 CHESTNUT ST, STARTEX, SC 29377
Document Number	0000050513
Book / Page	144-U / 236
Map Reference	MB 31 PG 280-297
Instrument Date	Dec 29, 2023
Instrument	2023-50513
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 CHESTNUT ST # 135, 135, STARTEX, SC 29377

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	40 CHESTNUT ST, STARTEX, SC 29377
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CHESTNUT ST, STARTEX, SC 29377

Mortgage

Document Number	0000043426
Date	Nov 3, 2023
Book Page	6665/486
Instrument	2023-43426

Lender

Name	TRUE COMMUNITY CREDIT UNION
Type	Credit Union
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 30, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jun 15, 2020
Property Address	40 CHESTNUT ST, STARTEX, SC 29377
Document Number	0000024830
Book / Page	128-E / 151
Map Reference	MB 31 PG 280-297
Instrument Date	Jun 12, 2020
Instrument	2020-24830
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 135, STARTEX, SC 29377-0135

Mortgage

Document Number	0000024831
Date	Jun 15, 2020
Book Page	5832/466
Instrument	2020-24831

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Wellford City
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,179.00 (+2.43%)	$4,532 (-) Land $792 Building $3,740	$113,300 (-) Land $19,800 Building $93,500
2024	$1,151.00 (+5.21%)
2023	$1,094.00	$4,532 Land $792 Building $3,740	$113,300 Land $19,800 Building $93,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Xfinity.

Nearby Properties on Chestnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures