40 Chestnut St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 40 Chestnut St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,752 sqft · built 1983
Lot Size	2.05 acres (89,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Sep 1997)
Tax Bill	$17,918 (2026)
Deeds & Mortgages	May 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0028 B:0000 L:1041`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0028 B:0000 L:1041`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,752 sqft Living Area
Gross Area	9,596 sqft
Basement Area	2,493 sqft
Unfinished Basement	2,493 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,677 sqft (2.05 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	40 CHESTNUT ST
City	LYNNFIELD
State	MA
Zip	01940-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	1041
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	4
Census Block	4018
Census Tract	209200

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 CHESTNUT ST, LYNNFIELD, MA 01940-2532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 1997 · Amount on Record
Deed Sale	Sep 18, 1997 · Amount on Record
Prior Sale	Oct 14, 1994 · Amount on Record
Deed Document Number	1997
Deed Book / Page	14324 / 288
Last Transfer Date	Apr 22, 2026
Transfer Doc	043372-184
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	May 7, 2026
Property Address	40 CHESTNUT ST, LYNNFIELD, MA 01940-2532
Document Number	043372-184
Book / Page	43372 / 184
Instrument Date	Apr 22, 2026
Instrument	20261390
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 CHESTNUT ST, LYNNFIELD, MA 01940-2532
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,918.00 (+10.25%)	$1,563,500 (+1.59%) Land $737,000 Building $825,000	$1,781,250 (-18.67%)
2025	$16,252.00 (+8.22%)	$1,539,000 (+7.71%) Land $723,600 Building $815,400	$2,190,035
2024	$15,017.00 (+2.12%)	$1,428,800 (+9.8%) Land $670,000 Building $758,800
2023	$14,705.00	$1,301,300 Land $613,700 Building $687,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · Severe Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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