40 Chestnut St, Central Falls, RI 02863 Property Records

Central Falls City property record for 40 Chestnut St, Central Falls, RI 02863

Property Summary

Property Type	Multi-Family Dwellings
Details	9 bd · 3 ba · 3,893 sqft · built 1900
Lot Size	0.109 acres (4,757 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2015)
Tax Bill	$6,915 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-0299-10`

Property Details

APN / Parcel Number

Primary APN	`3-0299-10`
Alternative APN	`CENT M:04 P:420`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,893 sqft Living Area
Gross Area	6,065 sqft
1st Floor Area	1,181 sqft
Attic	Attic
Attic Area	580 sqft
Basement Area	1,161 sqft
Unfinished Basement	1,161 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,757 sqft (0.109 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3-0299-10
Street Address	40 CHESTNUT ST
City	CENTRAL FALLS
State	RI
Zip	02863-2006
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-3
Jurisdiction	CENTRAL FALLS RI
Township / Civil Division	CENTRAL FALLS
Census Block Group	3
Census Block	3005
Census Tract	10900

Owner

Source: Central Falls City records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	40 CHESTNUT ST, CENTRAL FALLS, RI 02863-2006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 16, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2015 · Amount on File
Deed Sale	Oct 14, 2015 · Amount on File
Prior Sale	Jul 14, 1999 · Amount on File
Deed Book / Page	877 / 165
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRAL FALLS RI
Recording Date	Apr 23, 2026
Property Address	40 CHESTNUT ST, CENTRAL FALLS, RI 02863-2006
Document Number	0001116-30
Book / Page	1116 / 30
Instrument Date	Apr 7, 2026
Instrument	2026523
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CHESTNUT ST, CENTRAL FALLS, RI 02863-2006
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000523,
Date	Apr 23, 2026
Book Page	1116/30
Instrument	2026523

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRAL FALLS RI
Property Address	40 CHESTNUT ST, CENTRAL FALLS, RI 02863-2006
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001099-125
Date	Jul 16, 2025
Book Page	1099/125
Instrument	2411

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Central Falls City
Unified School District	Central Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,915.00	$523,500 Land $104,000 Building $419,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Xfinity.

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