40 Cheryl Dr, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 40 Cheryl Dr, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,792 sqft · built 1953
Lot Size	0.918 acres (40,001 sqft)
Owner	2 Individual Names on File
Last Sale	$3,500,000 (May 2024)
Tax Bill	$12,288 (2025)
Deeds & Mortgages	Mar 2021 Refinance Feb 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MILT M:F B:025 L:5`

Property Details

APN / Parcel Number

Primary APN	`MILT M:F B:025 L:5`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,792 sqft Living Area
Gross Area	5,705 sqft
Basement Area	2,012 sqft
Unfinished Basement	2,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,001 sqft (0.918 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	40 CHERYL DR
City	MILTON
State	MA
Zip	02186-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	25
Legal Lot Number	5
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	6
Census Block	6003
Census Tract	416400

Owner

40 Cheryl Dr is owned and occupied by two individuals who bought it in May 2024.

Source: Norfolk County and Milton Town records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 CHERYL DR, MILTON, MA 02186-4205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BLUESTONE BANK
Feb 17, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 3, 2024	Quit Claim Deed, Transfer
Oct 11, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Aug 6, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BK/RI
Jan 12, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on File
Deed Sale	May 3, 2024 · Amount on File
Prior Sale	Mar 17, 2006 · Amount on File
Deed Book / Page	41758 / 342
Prior Transfer Date	Apr 26, 2024
Prior Transfer Doc	041758-342
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	40 CHERYL DR, MILTON, MA 02186-4205
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039094-595
Date	Mar 5, 2021
Book Page	39094/595
Instrument	29199

Lender

Name	BLUESTONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	40 CHERYL DR, MILTON, MA 02186-4205
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040328-31
Date	Feb 17, 2022
Book Page	40328/31
Instrument	15180

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	May 3, 2024
Property Address	40 CHERYL DR, MILTON, MA 02186-4205
Document Number	041758-342
Book / Page	41758 / 342
Instrument Date	Apr 26, 2024
Instrument	26484
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 CHERYL DR, MILTON, MA 02186-4205

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	40 CHERYL DR, MILTON, MA 02186-4205
Document Number	37324-1
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CHERYL DR MILTON MA 021864205, MILTON, MA 02186-4205

Mortgage

Document Number	37324-1
Date	Nov 8, 2019
Book Page	037324/000001
Instrument	103156

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Aug 6, 2019
Property Address	40 CHERYL DR, MILTON, MA 02186-4205
Document Number	37037-80
Book / Page	037037 / 000080
Instrument Date	Aug 1, 2019
Instrument	67739
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 CHERYL DR MILTON MA 021864205, MILTON, MA 02186-4205

Mortgage

Document Number	37037-82
Date	Aug 6, 2019
Book Page	037037/000082
Instrument	67740

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 5, 2034

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	40 CHERYL DR, MILTON, MA 02186-4205
Document Number	35768-574
Book / Page	035768 / 000574
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35768-574
Date	Jan 30, 2018
Book Page	035768/000574
Instrument	7968

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 40 Cheryl Dr was $12,288, up 6.9% from the year before.

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,288.00 (+6.86%)	$1,108,000 (+5.22%) Land $645,500 Building $462,500	$3,254,225
2024	$11,499.00 (+1.63%)	$1,053,000 (+6.1%) Land $614,900 Building $438,100
2023	$11,315.00	$992,500 Land $585,500 Building $407,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Cheryl Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1978–2014)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 8 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Cheryl Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

Nearby Properties on Cheryl Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures