40 Cherry St, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 40 Cherry St, Somerville, MA 02144

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,900 sqft · built 1920
Lot Size	0.119 acres (5,165 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,300,000 (Oct 2023)
Tax Bill	$24,708 (2026)
Deeds & Mortgages	Feb 2024 Refinance Oct 2024 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-D-5`

Property Details

APN / Parcel Number

Primary APN	`30-D-5`
Alternative APNs	`SOME M:30 B:D L:5` `2047040`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	17 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,900 sqft Living Area
Gross Area	5,796 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	5,165 sqft (0.119 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2047040
Street Address	40 CHERRY ST
City	SOMERVILLE
State	MA
Zip	02144-3291
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	NR
Legal Subdivision	SOMERVILLE
Legal Block	D
Legal Lot Number	5
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3000
Census Tract	351001

Owner

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 CHERRY ST, SOMERVILLE, MA 02144-3291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Oct 15, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Oct 5, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Dec 12, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance EAST CAMBRIDGE SAVINGS BANK
Aug 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 14, 2018	Quit Claim Deed, Transfer CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	May 14, 2018 · Amount on Record
Deed Book / Page	82067 / 398
Prior Transfer Date	Oct 3, 2023
Prior Transfer Doc	082067-398
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	40 CHERRY ST, SOMERVILLE, MA 02144-3291
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082527-356
Date	Feb 29, 2024
Book Page	82527/356
Instrument	20374

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	40 CHERRY ST, SOMERVILLE, MA 02144-3291
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083345-160
Date	Oct 15, 2024
Book Page	83345/160
Instrument	116107

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Oct 5, 2023
Property Address	40 CHERRY ST, SOMERVILLE, MA 02144-3291
Document Number	082067-398
Book / Page	82067 / 398
Instrument Date	Oct 3, 2023
Instrument	112694
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	40 CHERRY ST, SOMERVILLE, MA 02144-3291

Mortgage

Document Number	0000112697
Date	Oct 5, 2023
Instrument	112697

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Dec 12, 2019
Property Address	40 CHERRY ST, SOMERVILLE, MA 02144-3291
Document Number	73814-321
Book / Page	73814 / 321
Instrument Date	Dec 12, 2019
Instrument	196943
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 HOLLAND ST, SOMERVILLE, MA 02144-2432

Mortgage

Document Number	73814-326
Date	Dec 12, 2019
Book Page	73814/326
Instrument	196944

Lender

Name	EAST CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Aug 20, 2019
Property Address	40 CHERRY ST, SOMERVILLE, MA 02144-3291
Document Number	73140-194
Book / Page	073140 / 000194
Instrument Date	Aug 20, 2019
Instrument	123946
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 INGLESIDE RD LEXINGTON MA 024202517, LEXINGTON, MA 02420-2517

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	May 14, 2018
Property Address	40 CHERRY ST, SOMERVILLE, MA 02144-3291
Document Number	71001-300
Book / Page	71001 / 300
Instrument	66799
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CHERRY ST, SOMERVILLE, MA 02144-3291

Mortgage

Document Number	710010304
Date	May 14, 2018
Instrument	71001/0304

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Interest

Rate	4.88%
Max Rate At Change	60.1%
Max Rate	2.25%

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$24,708.00 (+8.49%)	$2,250,300 (+7.8%) Land $826,700 Building $1,423,600
2025	$22,774.00 (+15.58%)	$2,087,400 (+11.45%) Land $787,200 Building $1,300,200
2024	$19,704.00 (+3.82%)	$1,873,000 (+2.04%) Land $787,200 Building $1,085,800
2023	$18,979.00	$1,835,500 Land $787,200 Building $1,048,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,054 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy, Starry.

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