40 Cherry Ln, Memphis, TN 38117 Property Records

Shelby County property record for 40 Cherry Ln, Memphis, TN 38117

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 7,099 sqft · built 1955
Lot Size0.792 acres (34,510 sqft)
Owner2 Individual Names on File
Last Sale$651,000 (May 1996)
Tax Bill$6,690 (2025)
Deeds & MortgagesJan 2020 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-5035-0-0033

Property Details

APN / Parcel Number

Primary APN05-5035-0-0033

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area7,099 sqft Living Area
Gross Area7,561 sqft
1st Floor Area4,201 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area34,510 sqft (0.792 acres)
Lot Dimensions203 ft deep x 170 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchOpen Porch
Porch Area413 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address40 CHERRY LN
CityMEMPHIS
StateTN
Zip38117-2402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal SubdivisionCHERRY LANE
Legal Lot Number9&10
JurisdictionSHELBY TN
Township / Civil Division13
Census Block Group2
Census Block2018
Census Tract8600

Owner

Source: Shelby County records · APN 05-5035-0-0033

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 CHERRY LN, MEMPHIS, TN 38117-2402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2020Deed of Trust, Mortgage · Line of Credit
CADENCE BANK NA
Jan 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
PARAGON BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 1996 · Amount on Record
Deed SaleMay 31, 1996 · Amount on Record
Deed Document Number1996FW-8109
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address40 CHERRY LN, MEMPHIS, TN 38117-2402
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002575
DateJan 08, 2020
Instrument20002575
Lender
NameCADENCE BANK NA
TypeBank
AddressSPRING, TX 77380
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueDec 23, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address40 CHERRY LN, MEMPHIS, TN 38117-2402
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005582
DateJan 14, 2021
Instrument21005582
Lender
NamePARAGON BANK
TypeBank
AddressMEMPHIS, TN 38119
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,690.00 (-43.46%)$248,725 (+28.04%) Land $61,800 Building $186,925$994,900 (+28.04%) Land $247,200 Building $747,700
2023$194,250 Land $61,800 Building $132,450
2022$11,833.00
2021$777,000 Land $247,200 Building $529,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (2010–2021)
Claims Outside the SFHA4 of 4
Most Recent ClaimJan 2021 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 186 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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