40 Cherry Dr, Providence, UT 84332 Property Records

Cache County property record for 40 Cherry Dr, Providence, UT 84332 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1988
Square Footage1,375 sqft Living Area
Lot Size12,632 sqft (0.29 acres)
OccupancyOwner Occupied
Last Sale$527,400 (2026)
Tax Bill$1,911.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-107-0027

Interior

Building Area1,375 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area12,632 sqft (0.29 acres)

Location & Zoning

Street Address40 CHERRY DR
CityPROVIDENCE
StateUT
Zip84332-9633
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 27 FRUITLAND ACRES SUBD UNIT 2ASEC 11 T 11N R 1E
Legal Range01E
Legal Township11N
Legal Section11
Legal SubdivisionFRUITLAND ACRES SUBD
Legal Lot Number27
Legal Unit2
JurisdictionCACHE UT
Minor Civil DivisionLOGAN
Census Blockgroup2
Census Block2001
Census Tract1101

Owner

Source: Cache County records · APN 03-107-0027

Assessment roll updated November 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 CHERRY DR, PROVIDENCE, UT 84332-9633
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2012Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
STEARNS LENDING INC
Feb 22, 2006Deed of Trust, Mortgage · Line of Credit
NEW FREEDOM MORTGAGE CORP
Oct 08, 2008Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
WELLS FARGO BANK NA
Jun 12, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE
Jun 12, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE
Feb 06, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 09, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 12, 2026 · Amount on Record
Deed SaleJun 12, 2026 · Amount on Record
Prior SaleMar 07, 2025
Deed Doc Number20261398831
Deed Book / Page2549 / 1263
Prior Transfer DateFeb 05, 2026
Prior Transfer Doc002527/638
Record RefreshedSep 20, 2026

October 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCACHE UT
Property Address40 CHERRY DR, PROVIDENCE, UT 84332-9633
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanyADVANCED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01738/0267
DateOct 30, 2012
Book Page1738/0267
Instrument1074569
Lender
NameSTEARNS LENDING INC
TypeFunding / Finance Company
AddressSANTA ANA, CA 92707
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2042

February 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCACHE UT
Property Address40 CHERRY DR, PROVIDENCE, UT 84332-9633
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanyADVANCED TITLE COMPANY INC, ADVANCED TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01394/0373
DateFeb 22, 2006
Book Page1394/0373
Instrument910801
Lender
NameNEW FREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCACHE UT
Property Address40 CHERRY DR, PROVIDENCE, UT 84332-9633
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanyADVANCED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01537/1348
DateOct 08, 2008
Book Page1537/1348
Instrument981947
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50306
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2038

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCACHE UT
Recording DateJun 12, 2026
Property Address40 CHERRY DR, PROVIDENCE, UT 84332-9633
Document Number0001398832
Book / Page2549 / 1265
Instrument DateJun 11, 2026
Instrument20261398832
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CHERRY DR, PROVIDENCE, UT 84332-9633

Mortgage

Document Number0001398832,
DateJun 12, 2026
Book Page2549/1265
Instrument20261398832
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.36%
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCACHE UT
Recording DateJun 12, 2026
Property Address40 CHERRY DR, PROVIDENCE, UT 84332-9633
Document Number0001398831
Book / Page2549 / 1263
Instrument DateJun 11, 2026
Instrument20261398831
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyACE TITLE, CACHE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sales Price
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CHERRY DR, PROVIDENCE, UT 84332-9633

Mortgage

Document Number0001398831,
DateJun 12, 2026
Book Page2549/1265
Instrument20261398831
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.36%
Max Rate-1%

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCACHE UT
Recording DateFeb 06, 2026
Property Address40 CHERRY DR, PROVIDENCE, UT 84332-9633
Document Number002527/638
Book / Page2527 / 638
Map ReferenceFILE 409890
Instrument DateFeb 05, 2026
Instrument1391153
Transaction TypeTransfer
Record UpdatedFeb 25, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 401, PRESTON, ID 83263-0401

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCACHE UT
Recording DateAug 09, 2022
Property Address40 CHERRY DR, PROVIDENCE, UT 84332-9633
Document Number02353/1712
Book / Page2353 / 1712
Instrument DateAug 08, 2022
Instrument1325901
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyADVANCED TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CHERRY DR, PROVIDENCE, UT 84332-9633

Mortgage

Document Number0001325902
DateAug 09, 2022
Instrument1325902
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Cache County records · Assessment roll updated November 6, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateUtah
CountyCache County
MunicipalityProvidence City
Unified School DistrictCache School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,911.00 (-4.74%)$267,960 (+8.67%)$487,198 (+8.67%) Land $155,200 Building $331,998
2023$2,006.00$246,585$448,332 Land $90,000 Building $358,332

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cache County (49005C), updated January 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 58% of the US · above 46% of Utah
Wildfire LikelihoodAbout 1 in 625 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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