40 Cherry Dr, Gunnison, CO 81230 Property Records

Gunnison County property record for 40 Cherry Dr, Gunnison, CO 81230

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,149 sqft · built 1984
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$458,000 (Aug 2020)
Tax Bill	$2,641 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R009240`

Property Details

APN / Parcel Number

Primary APN	`R009240`
Alternative APN	`369920204002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,149 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Metal
Lot Area	20,909 sqft (0.48 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	R009240
Street Address	40 CHERRY DR
City	GUNNISON
State	CO
Zip	81230-9637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15, NORTH VALLEY SUBDIVISION
Legal Subdivision	NORTH VALLEY SUBDIVISION II
Legal Lot Number	15
Jurisdiction	GUNNISON CO
Township / Civil Division	GUNNISON
Census Block Group	2
Census Block	2097
Census Tract	963602

Owner

Source: Gunnison County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 CHERRY DR, GUNNISON, CO 81230-9637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 20, 2020	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	668648
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	40 CHERRY DR, GUNNISON, CO 81230-9637
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	674207
Date	Mar 10, 2021
Instrument	674207

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUNNISON CO
Recording Date	Aug 20, 2020
Property Address	40 CHERRY DR, GUNNISON, CO 81230-9637
Document Number	668648
Map Reference	DOC 377947
Instrument Date	Aug 19, 2020
Instrument	668648
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	GUNNISON COUNTY ABSTRACT COMPANY, GUNNISON COUNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 CHERRY DR, 40, GUNNISON, CO 81230-9637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4310, CRESTED BUTTE, CO 81224-3716

Mortgage

Document Number	668649
Date	Aug 20, 2020
Instrument	668649

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Gunnison County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,641.00 (+50.57%)	$48,000 (+29.76%) Land $3,950 Building $44,050	$768,050 (+39.09%) Land $63,200 Building $704,850
2024	$1,754.00 (+1.68%)	$36,990 (+11.05%) Land $4,230 Building $32,760
2023	$1,725.00 (+11.8%)	$33,310 (+30.42%) Land $3,810 Building $29,500	$552,200 (+50.25%) Land $63,200 Building $489,000
2022	$1,543.00	$25,540 Land $1,930 Building $23,610	$367,510 Land $27,800 Building $339,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Xtream Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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