40 Cherohala Ct, Covington, GA 30016 Property Records

Newton County property record for 40 Cherohala Ct, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,857 sqft · built 2019
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$226,900 (Sep 2020)
Tax Bill	$3,193 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0026I-00000-107-000`

Property Details

APN / Parcel Number

Primary APN	`0026I-00000-107-000`
Alternative APNs	`0026I 107` `12940`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,857 sqft Heated Area
1st Floor Area	1,857 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	55 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12940
Old Parcel Number	0026I 107
Street Address	40 CHEROHALA CT
City	COVINGTON
State	GA
Zip	30016-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 107 NEELY MANOR PH2
Legal Subdivision	NEELEY MANOR
Legal Phase	2
Legal Lot Number	107
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1004
Census Tract	100505

Owner

40 Cherohala Ct is owned and occupied by an individual who bought it in September 2020.

Source: Newton County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	40 CHEROHALA CT, COVINGTON, GA 30016-3429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Oct 8, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage FBC MTG
Jun 15, 2020	Deed of Trust, Construction Loan · Construction Mortgage WELLS FARGO BK
Apr 29, 2019	Grant Deed, Transfer ATTORNEY ONLY
Sep 14, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Apr 26, 2019 · Amount on File
Deed Document Number	0004080747
Deed Book / Page	4080 / 747
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 CHEROHALA CT, COVINGTON, GA 30016-3429
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CHEROHALA CT, COVINGTON, GA 30016-3429

Mortgage

Document Number	0044950000000182
Date	Apr 7, 2023
Book Page	0000004495/0000000182
Instrument	003771

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2063

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 8, 2020
Property Address	40 CHEROHALA CT, COVINGTON, GA 30016-3429
Document Number	0040800747
Book / Page	004080 / 000747
Instrument Date	Sep 23, 2020
Instrument	14381
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CHEROHALA CT COVINGTON GA 300163429, COVINGTON, GA 30016-3429

Mortgage

Document Number	40800749
Date	Oct 8, 2020
Book Page	004080/000749
Instrument	14382

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2050

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jun 15, 2020
Property Address	40 CHEROHALA CT, COVINGTON, GA 30016-3429
Document Number	0040190595
Book / Page	004019 / 000595
Instrument Date	Jun 1, 2020
Instrument	7843
Transaction Type	Construction Loan
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3820 MANSELL RD #400 ALPHARETTA GA 300221515, 400, ALPHARETTA, GA 30022-1515

Mortgage

Document Number	40190595
Date	Jun 15, 2020
Book Page	004019/000595
Instrument	7843

Lender

Name	WELLS FARGO BK
Type	Bank
Address	2030 MAIN ST # 800, IRVINE, CA 92614-7237

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jun 14, 2023

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 29, 2019
Property Address	40 CHEROHALA CT, COVINGTON, GA 30016-3429
Document Number	0038320475
Book / Page	003832 / 000475
Instrument Date	Apr 26, 2019
Instrument	5124
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,091.30
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 CHEROHALA CT COVINGTON GA 300163429, COVINGTON, GA 30016-3429
Investor	Possibly a Property Investor

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 14, 2018
Property Address	40 CHEROHALA CT, COVINGTON, GA 30016-3429
Document Number	0037490353
Book / Page	003749 / 000353
Instrument Date	Aug 29, 2018
Instrument	11402
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$357.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 CHEROHALA CT COVINGTON GA 300163429, COVINGTON, GA 30016-3429
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 40 Cherohala Ct was $3,193 with a homeowner's exemption.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,193.00 Homeowner's exemption	$129,880 Land $20,000 Building $109,880	$324,700 Land $50,000 Building $274,700
2023		$139,520 Land $9,600 Building $129,920	$348,800 Land $24,000 Building $324,800
2022	$3,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Cherohala Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Cherohala Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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