Essex County and Fairfield Township property record for 40 Cheri Ln, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 2,486 sqft · built 1976 |
| Lot Size | 0.342 acres (14,902 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Nov 2011) |
| Tax Bill | $14,047 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Dec 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-03901-0000-00021 |
| Primary APN | 07-03901-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,486 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 14,902 sqft (0.342 acres) |
| Lot Dimensions | 149 ft deep x 100 ft wide |
| Account Number | 00001720 |
|---|---|
| Street Address | 40 CHERI LN |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 100X149 |
| Legal Subdivision | OAK PARK ESTATES |
| Legal Block | 3901 |
| Legal Lot Number | 21 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 21601 |
40 Cheri Ln is owned and occupied by two individuals who bought it in November 2011.
Source: Essex County and Fairfield Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 CHERI LN, FAIRFIELD, NJ 07004-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Dec 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ENTERPRISE BK NJ |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2011 · Amount on File |
| Deed Sale | Nov 28, 2011 · Amount on File |
| Deed Document Number | 201182176 |
| Deed Book / Page | 12337 / 8029 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 40 CHERI LN, FAIRFIELD, NJ 07004-1838 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 40 CHERI LN, FAIRFIELD, NJ 07004-1838 |
| Document Number | 0000020817 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 2023020817 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 40 CHERI LN, FAIRFIELD, NJ 07004-1838 |
| Document Number | 0000007847 |
| Instrument Date | Dec 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40 CHERI LN FAIRFIELD NJ 070041838, FAIRFIELD, NJ 07004-1838 |
| Document Number | 0000007847 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 7847 |
| Name | ENTERPRISE BK NJ |
|---|---|
| Address | KENILWORTH, NJ 07033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 40 Cheri Ln was $14,047, down 2.6% from the year before.
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $675,000 (-) Land $332,100 Building $342,900 | $675,000 (-) Land $332,100 Building $342,900 | |
| 2025 | $14,047.00 (-2.57%) | $675,000 Land $332,100 Building $342,900 | $675,000 Land $332,100 Building $342,900 |
| 2024 | $14,418.00 | ||
| 2023 | $675,000 Land $332,100 Building $342,900 | $675,000 Land $332,100 Building $342,900 | |
| 2022 | $13,520.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Cheri Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 14 (1978–2021) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Cheri Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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