Putnam Town property record for 40 Charles St, Putnam, CT 06260
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,876 sqft · built 2021 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $92,000 (Feb 1996) |
| Tax Bill | $6,649 (2025) |
| Deeds & Mortgages | Dec 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:016 B:037 L:00 |
| Primary APN | M:016 B:037 L:00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| Gross Area | 3,710 sqft |
| Basement Area | 1,014 sqft |
| Unfinished Basement | 1,014 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 993 |
|---|---|
| Street Address | 40 CHARLES ST |
| City | PUTNAM |
| State | CT |
| Zip | 06260-2004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Lot Number | 185 |
| Jurisdiction | PUTNAM CT |
| Township / Civil Division | PUTNAM |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 903102 |
Source: Putnam Town records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 CHARLES ST, PUTNAM, CT 06260-2004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 29, 1996 · Amount on Record |
| Deed Sale | Feb 29, 1996 · Amount on Record |
| Deed Book / Page | 288 / 167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM CT |
| Property Address | 40 CHARLES ST, PUTNAM, CT 06260-2004 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000855-74 |
|---|---|
| Date | Dec 16, 2022 |
| Book Page | 855/74 |
| Instrument | 1902 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2043 |
Source: Putnam Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Putnam Town |
| Unified School District | Putnam School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,649.00 | $262,300 (+99.16%) Land $26,300 Building $236,000 | $183,610 Land $18,410 Building $165,200 |
| 2024 | $6,649.00 (+58.8%) | ||
| 2023 | $4,187.00 (+331.65%) | $131,700 (+316.77%) Land $21,000 Building $110,700 | |
| 2022 | $970.00 | $31,600 Land $21,000 Building $10,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 20 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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