40 Chapel St, Derby, CT 06418 Property Records

Derby City property record for 40 Chapel St, Derby, CT 06418 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1860
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jun 2008)
Tax Bill	$3,989 (2025)
Deeds & Mortgages	Nov 2023 Refinance Jun 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DERB M:6 B:4 L:29A`

Property Details

APN / Parcel Number

Primary APN	`DERB M:6 B:4 L:29A`
Alternative APNs	`003362` `9155` `3362`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	3362
Street Address	40 CHAPEL ST
City	DERBY
State	CT
Zip	06418-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Legal Lot Number	29A
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	3
Census Block	3006
Census Tract	120100

Owner

Source: Derby City records · APN DERB M:6 B:4 L:29A

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 CHAPEL ST, DERBY, CT 06418-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GE EMPLOYEES CREDIT UNION
Jun 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2008 · Amount on Record
Deed Sale	Jun 27, 2008 · Amount on Record
Deed Book / Page	565 / 317
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	40 CHAPEL ST, DERBY, CT 06418-2107
Transaction Type	Mortgage
Record Updated	Dec 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000915-310
Date	Nov 27, 2023
Book Page	915/310
Instrument	3515

Lender

Name	GE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2038

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	40 CHAPEL ST, DERBY, CT 06418-2107
Transaction Type	Mortgage
Record Updated	Jul 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000885-342
Date	Jun 16, 2022
Book Page	885/342
Instrument	1067

Lender

Name	GE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2042

Tax Assessment & Valuation

Source: Derby City records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,989.00	$92,330 (-) Land $31,830 Building $60,500	$64,631 Land $22,281 Building $42,350
2024	$3,989.00 (+11.92%)
2023	$3,564.00	$92,330 (-) Land $31,850 Building $60,480
2022	$3,564.00	$92,330 Land $31,850 Building $60,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: GoNetspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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