Contra Costa County property record for 40 Chapel Dr, Lafayette, CA 94549
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,366 sqft · built 2015 |
| Lot Size | 0.497 acres (21,660 sqft) |
| Owner | Company Name on File |
| Last Sale | $859,500 (Jun 2010) |
| Tax Bill | $21,501 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Nov 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 251-160-030-2 |
| Primary APN | 251-160-030-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,366 sqft Living Area |
| 1st Floor Area | 3,366 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 21,660 sqft (0.497 acres) |
| Garage Type | Attached |
| Garage Area | 548 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 40 CHAPEL DR |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94549-3310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | TRACT 2671 POR LOTS 10, 11 & TR ADJ |
| Legal Subdivision | ACALANES RHO |
| Legal Tract | 2671 |
| Legal Lot Number | 10,11 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 353002 |
Source: Contra Costa County records · APN 251-160-030-2
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 40 CHAPEL DR, LAFAYETTE, CA 94549-3310 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL FUNDING SLC INC |
| Nov 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC |
| Mar 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jul 29, 2022 | Deed of Trust, Mortgage · Line of Credit MORGAN STANLEY PRIVATE BANK NA |
| Jan 04, 2019 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2010 · Amount on Record |
| Deed Sale | Jun 11, 2010 · Amount on Record |
| Deed Document Number | 2010116763 |
| Last Transfer Date | Jun 12, 2018 |
| Transfer Doc | 0000001582 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 40 CHAPEL DR, LAFAYETTE, CA 94549-3310 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000015419 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 2017-015419 |
| Name | COASTAL FUNDING SLC INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN LUIS OBISPO, CA 93401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 40 CHAPEL DR, LAFAYETTE, CA 94549-3310 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | PREMIUM TITLE CA |
| Name | Verified Name |
|---|
| Document Number | 0000225115 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 2017-225115 |
| Name | MIDWEST EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | OAK BROOK, IL 60523 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 40 CHAPEL DR, LAFAYETTE, CA 94549-3310 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | TITLE CONNECT INC SANTA ANA |
| Name | Verified Name |
|---|
| Document Number | 0000039316 |
|---|---|
| Date | Mar 02, 2020 |
| Instrument | 2020-039316 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 40 CHAPEL DR, LAFAYETTE, CA 94549-3310 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | OLD REPUBLIC TITLE ORINDA |
| Name | Verified Name |
|---|---|
| Address | 40 CHAPEL DR, LAFAYETTE, CA 94549-3310 |
| Document Number | 0000120120 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022-120120 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jan 04, 2019 |
| Property Address | 40 CHAPEL DR, LAFAYETTE, CA 94549-3310 |
| Document Number | 0000001582 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 1582 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 40 CHAPEL DR LAFAYETTE CA 945493310, LAFAYETTE, CA 94549-3310 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Lafayette City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,823,976 (+2%) Land $947,971 Building $876,005 | |
| 2025 | $21,501.00 (+3.51%) Homeowner's exemption | $1,788,213 (+4.04%) Land $929,384 Building $858,829 |
| 2023 | $20,771.00 (+1.55%) Homeowner's exemption | $1,718,777 Land $893,296 Building $825,481 |
| 2022 | $20,454.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 10 (1978–2001) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Mar 2001 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: AT&T, Etheric Communications, LLC., Verizon.
Based on FCC filings for 180 locations within half a mile of this property.
4G LTE only, no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST BAY MUD serves 1,468,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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