Middlesex County and South Brunswick Township property record for 40 Champlain Rd, Monmouth Junction, NJ 08852
| Property Type | Single Family Home |
|---|---|
| Details | 2,263 sqft · built 2005 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | Individual Name on File |
| Last Sale | $583,900 (Jan 2006) |
| Tax Bill | $13,708 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00030-10-00081 |
| Primary APN | 21-00030-10-00081 |
|---|---|
| Alternative APN |
|
| Building Area | 2,263 sqft Living Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 8,059 sqft (0.185 acres) |
| Street Address | 40 CHAMPLAIN RD |
|---|---|
| City | MONMOUTH JUNCTION |
| State | NJ |
| Zip | 08852-3092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM11 |
| Legal Description | 8057 SF |
| Legal Subdivision | DEANS POND XING SEC 03-A |
| Legal Block | 30.10 |
| Legal Lot Number | 81 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | SOUTH BRUNSWICK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 8502 |
40 Champlain Rd is owned and occupied by an individual who acquired it in September 2020.
Source: Middlesex County and South Brunswick Township records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 CHAMPLAIN RD, MONMOUTH JUNCTION, NJ 08852-3092 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2026 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 14, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2006 · Amount on File |
| Deed Sale | Jan 10, 2006 · Amount on File |
| Deed Book / Page | 5610 / 29 |
| Last Transfer Date | Sep 24, 2020 |
| Transfer Doc | 0000099736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 40 CHAMPLAIN RD, MONMOUTH JUNCTION, NJ 08852-3092 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 40 CHAMPLAIN RD, MONMOUTH JUNCTION, NJ 08852-3092 |
| Document Number | 0000001822 |
|---|---|
| Date | Jan 9, 2026 |
| Book Page | 19922/991 |
| Instrument | 2026001822 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 3, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 40 CHAMPLAIN RD, MONMOUTH JUNCTION, NJ 08852-3092 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 2021102787 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 18576/1367 |
| Instrument | 2021102787 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 40 CHAMPLAIN RD, MONMOUTH JUNCTION, NJ 08852-3092 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLOSING USA |
| Name | Verified Name |
|---|
| Document Number | 0000119179 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 18145/311 |
| Instrument | 2020119179 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Oct 14, 2020 |
| Property Address | 40 CHAMPLAIN RD, MONMOUTH JUNCTION, NJ 08852-3092 |
| Document Number | 0000099736 |
| Book / Page | 018075 / 001628 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 99736 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 CHAMPLAIN RD MONMOUTH JUNCTION NJ 088523092, MONMOUTH JUNCTION, NJ 08852-3092 |
The 2025 property tax bill for 40 Champlain Rd was $13,708, up 4.1% from the year before.
Source: Middlesex County and South Brunswick Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | South Brunswick Township |
| Unified School District | South Brunswick Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,700 (-) Land $60,000 Building $183,700 | $243,700 (-) Land $60,000 Building $183,700 | |
| 2025 | $13,708.00 (+4.13%) | $243,700 Land $60,000 Building $183,700 | $243,700 Land $60,000 Building $183,700 |
| 2024 | $13,164.00 | ||
| 2023 | $243,700 Land $60,000 Building $183,700 | $243,700 Land $60,000 Building $183,700 | |
| 2022 | $12,314.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 40 Champlain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 15 (1989–2021) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Champlain Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH BRUNSWICK TWP W DI serves 45,450 people · EPA ID NJ1221004 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - RARITAN |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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