Middlesex County and Winchester Town property record for 40 Central St, Winchester, MA 01890
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,921 sqft · built 1951 |
| Lot Size | 0.277 acres (12,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $989,900 (Dec 2002) |
| Tax Bill | $21,720 (2026) |
| Deeds & Mortgages | Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | WINC M:016 B:0078 L:0 |
| Primary APN | WINC M:016 B:0078 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,921 sqft Living Area |
| Gross Area | 6,460 sqft |
| Basement Area | 1,941 sqft |
| Unfinished Basement | 1,359 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,075 sqft (0.277 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 40 CENTRAL ST |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-2630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDB |
| Legal Block | 78 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 338300 |
40 Central St is owned and occupied by an individual who acquired it in October 2018.
Source: Middlesex County and Winchester Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 CENTRAL ST, WINCHESTER, MA 01890-2630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2002 · Amount on File |
| Deed Sale | Dec 30, 2002 · Amount on File |
| Prior Sale | Dec 30, 1997 · Amount on File |
| Deed Document Number | 2002936 |
| Last Transfer Date | Oct 26, 2018 |
| Transfer Doc | 72069-328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Dec 28, 2018 |
| Property Address | 40 CENTRAL ST, WINCHESTER, MA 01890-2630 |
| Document Number | 72069-328 |
| Book / Page | 072069 / 000328 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 7422 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 CENTRAL ST WINCHESTER MA 018902630, WINCHESTER, MA 01890-2630 |
The 2026 property tax bill for 40 Central St was $21,720, up 10,242.9% from the year before.
Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,720.00 (+10,242.86%) | $1,960,300 (+3.23%) Land $1,205,800 Building $754,500 | $2,325,202 (+8.06%) |
| 2025 | $210.00 (-99%) | $1,898,900 (+2.1%) Land $1,171,400 Building $727,500 | $2,151,845 |
| 2024 | $21,072.00 (+2.33%) | $1,859,800 (+6.57%) Land $1,136,900 Building $722,900 | |
| 2023 | $20,592.00 | $1,745,100 Land $1,068,000 Building $677,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Central St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 66 units insured incl. 47 condo units |
| Nearby Flood Claims | 11 (1978–2010) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Central St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
5G (outdoors only) and 4G LTE
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