Middlesex County and Hudson Town property record for 40 Central St, Hudson, MA 01749
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,444 sqft · built 1875 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $502,000 (Jun 2021) |
| Tax Bill | $7,584 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29057 |
| Primary APN | 29057 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,444 sqft Living Area |
| Gross Area | 2,930 sqft |
| 1st Floor Area | 850 sqft |
| Basement Area | 850 sqft |
| Unfinished Basement | 850 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 29057 |
|---|---|
| Street Address | 40 CENTRAL ST |
| City | HUDSON |
| State | MA |
| Zip | 01749-1350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SB |
| Legal Lot Number | 57 |
| Jurisdiction | HUDSON MA |
| Township / Civil Division | HUDSON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 322300 |
40 Central St is owned and occupied by an individual who bought it in June 2021.
Source: Middlesex County and Hudson Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 CENTRAL ST, HUDSON, MA 01749-1350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jun 18, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Oct 25, 2019 | Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Jul 12, 2019 | Quit Claim Deed, Transfer PRIVATE INDIVIDUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2021 · Amount on File |
| Deed Sale | Jun 18, 2021 · Amount on File |
| Prior Sale | Oct 25, 2019 · Amount on File |
| Deed Book / Page | 78052 / 94 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 40 CENTRAL ST, HUDSON, MA 01749-1350 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077088-295 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 77088/295 |
| Instrument | 44646 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUDSON MA |
| Recording Date | Jun 18, 2021 |
| Property Address | 40 CENTRAL ST, HUDSON, MA 01749-1350 |
| Document Number | 0078052-94 |
| Book / Page | 78052 / 94 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 138743 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 CENTRAL ST, HUDSON, MA 01749-1350 |
| Document Number | 0000138741 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 138741 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUDSON MA |
| Recording Date | Oct 25, 2019 |
| Property Address | 40 CENTRAL ST, HUDSON, MA 01749-1350 |
| Document Number | 073521-333 |
| Book / Page | 73521 / 333 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 164918 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 CENTRAL ST, HUDSON, MA 01749-1350 |
| Document Number | 0000164919 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 164919 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUDSON MA |
| Recording Date | Jul 12, 2019 |
| Property Address | 40 CENTRAL ST, HUDSON, MA 01749-1350 |
| Document Number | 72912-469 |
| Book / Page | 072912 / 000469 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 98730 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,026.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 32 NEWTON JUNCTION NH 038590032, NEWTON JUNCTION, NH 03859-0032 |
| Document Number | 72912-475 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 072912/000475 |
| Instrument | 98732 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 40 Central St was $7,584, up 5.5% from the year before.
Source: Middlesex County and Hudson Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Hudson Town |
| Unified School District | Hudson School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,584.00 (+5.45%) | $546,400 (+6.37%) Land $154,700 Building $391,700 | $574,560 (+13.24%) |
| 2024 | $7,192.00 (+7.07%) | $513,700 (+11.65%) Land $140,600 Building $373,100 | $507,395 |
| 2023 | $6,717.00 | $460,100 Land $135,300 Building $324,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Central St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Central St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUDSON WATER SUPPLY serves 20,032 people · EPA ID MA2141000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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