40 Central St, #2, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 40 Central St, #2, Somerville, MA 02143

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 634 sqft · built 1890
Lot Size	0.134 acres (5,855 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Dec 2018)
Tax Bill	$5,963 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-C-9 SUB LOT:2`

Property Details

APN / Parcel Number

Primary APN	`44-C-9 SUB LOT:2`
Alternative APNs	`SOME M:44 B:C L:9 U:2` `20071090`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	634 sqft Living Area
Gross Area	698 sqft
Basement Area	64 sqft
Unfinished Basement	64 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Lot Area	5,855 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	20071090
Street Address	40 CENTRAL ST, 2
City	SOMERVILLE
State	MA
Zip	02143-2826
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Block	C
Legal Lot Number	9
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1000
Census Tract	351102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring Hill Historic District listed 1989 · 53 contributing resources · NRIS 89001222

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

40 Central St, #2 is owned by an individual who bought it in December 2018.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	700 W 91ST AVE, 205, THORNTON, CO 80260-8832
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2018 · Amount on File
Deed Sale	Dec 10, 2018 · Amount on File
Prior Sale	Jun 30, 2006 · Amount on File
Deed Book / Page	71988 / 7
Record Updated	Oct 29, 2026

December 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Dec 10, 2018
Property Address	40 CENTRAL ST # 2, 2, SOMERVILLE, MA 02143-2826
Document Number	71988-7
Book / Page	71988 / 7
Instrument Date	Nov 30, 2018
Instrument	187580
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CENTRAL ST # 2, 2, SOMERVILLE, MA 02143-2826
Investor	Possibly a Property Investor

Mortgage

Document Number	187581
Date	Dec 10, 2018
Instrument	187581

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Type Change Date	Jan 1, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 40 Central St, #2 was $5,963, up 2.5% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,963.00 (+2.51%)	$543,100 (+1.86%) Building $543,100	$576,019 (-16.62%)
2025	$5,817.00 (+8.28%)	$533,200 (+4.43%) Building $533,200	$690,840 (+4.9%)
2024	$5,372.00 (+2.21%)	$510,600 (+0.45%) Building $510,600	$658,540
2023	$5,256.00	$508,300 Building $508,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Central St, #2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 Central St, #2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,083 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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