Penobscot County and Old Town City property record for 40 Cedar St, Old Town, ME 04468
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,228 sqft · built 1994 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $137,000 (May 2015) |
| Tax Bill | $4,330 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:024 L:049=00E |
| Primary APN | M:024 L:049=00E |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,228 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 1095 |
|---|---|
| Street Address | 40 CEDAR ST |
| City | OLD TOWN |
| State | ME |
| Zip | 04468-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 - |
| Legal Lot Number | 49-E |
| Jurisdiction | OLD TOWN ME |
| Township / Civil Division | OLD TOWN |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 7100 |
Source: Penobscot County and Old Town City records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 CEDAR ST, OLD TOWN, ME 04468-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CMG MORTGAGE INC |
| Jun 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2015 · Amount on Record |
| Deed Sale | May 4, 2015 · Amount on Record |
| Prior Sale | Apr 6, 2006 |
| Deed Document Number | 201510453 |
| Deed Book / Page | 13824 / 235 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD TOWN ME |
| Property Address | 40 CEDAR ST, OLD TOWN, ME 04468-1302 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0169460116 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 16946/116 |
| Instrument | 22706 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD TOWN ME |
| Property Address | 40 CEDAR ST, OLD TOWN, ME 04468-1302 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0160730130 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 16073/130 |
| Instrument | 20564 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Penobscot County and Old Town City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Old Town City |
| Unified School District | Regional School Unit 34 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,330.00 (+11.71%) | $216,700 (-1.05%) Land $24,200 Building $192,500 | |
| 2024 | $3,876.00 | $219,000 (-) Land $24,200 Building $194,800 | |
| 2023 | $3,876.00 (+30.64%) | $219,000 (+54.99%) Land $24,200 Building $194,800 | $229,045 |
| 2022 | $2,967.00 | $141,300 Land $21,100 Building $120,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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