40 Cedar St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 40 Cedar St, Lawrence, MA 01841

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,247 sqft · built 2005
Owner	Individual Name on Record
Last Sale	$205,000 (Jun 2006)
Tax Bill	$2,538 (2025)
Deeds & Mortgages	Sep 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`168 0001 0002 A`

Property Details

APN / Parcel Number

Primary APN	`168 0001 0002 A`
Alternative APN	`LAWR M:0168 B:0001 L:0002`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,247 sqft Living Area
Gross Area	2,355 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	168 0001 0002 A
Street Address	40 CEDAR ST
City	LAWRENCE
State	MA
Zip	01841-3502
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	1
Legal Lot Number	2
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2003
Census Tract	251100

Owner

Source: Essex County and Lawrence City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 CEDAR ST, LAWRENCE, MA 01841-3502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2006 · Amount on Record
Deed Sale	Jun 16, 2006 · Amount on Record
Last Transfer Date	Sep 6, 2022
Transfer Doc	017566-311
Record Updated	Sep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Sep 15, 2022
Property Address	40 CEDAR ST, LAWRENCE, MA 01841-3502
Document Number	017566-311
Book / Page	17566 / 311
Instrument Date	Sep 6, 2022
Instrument	21696
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CEDAR ST, LAWRENCE, MA 01841-3502

Mortgage

Document Number	017566-315
Date	Sep 15, 2022
Book Page	17566/315
Instrument	21697

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,538.00 (+8.83%)	$288,400 (+14.4%) Building $288,400	$308,085
2024	$2,332.00 (+2.33%)	$252,100 (+12.39%) Building $252,100
2023	$2,279.00	$224,300 Building $224,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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