40 Cedar St, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 40 Cedar St, Edison, NJ 08820

Property Summary

Property TypeSingle Family Home
Details2,080 sqft · built 1937
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on File
Last Sale$489,900 (Oct 2021)
Tax Bill$11,176 (2025)
Deeds & MortgagesSep 2020 Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-00648-0000-00002-01

Property Details

APN / Parcel Number

Primary APN05-00648-0000-00002-01
Alternative APNs
  • 05 00648-0000-00002-A
  • 0500648000000002000A
  • 00019852

Interior

Stories2 Stories
Building Area2,080 sqft Living Area

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide

Location & Zoning

Street Address40 CEDAR ST
CityEDISON
StateNJ
Zip08820-3533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Description75X100
Legal SubdivisionMENLO PARK HOMESTEAD ASSN
Legal Block648
Legal Lot Number2.1
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group3
Census Block3000
Census Tract1418

Owner

Source: Middlesex County and Edison Township records · APN 05-00648-0000-00002-01

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 CEDAR ST, EDISON, NJ 08820-3533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA
Oct 19, 2021Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 19, 2021 · Amount on Record
Deed SaleOct 19, 2021 · Amount on Record
Deed Document Number2021131572
Deed Book / Page18678 / 522
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address40 CEDAR ST, EDISON, NJ 08820-3533
Transaction TypeMortgage
Record UpdatedOct 11, 2022
Title CompanySERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000088777
DateSep 18, 2020
Book Page18037/83
Instrument2020088777
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueAug 19, 2035

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateOct 19, 2021
Property Address40 CEDAR ST, EDISON, NJ 08820-3533
Document Number0000131572
Book / Page18678 / 522
Instrument DateSep 30, 2021
Instrument2021131572
Transaction TypeTransfer
Record UpdatedOct 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,079.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 RUNYON AVE, 25, EDISON, NJ 08817-3138

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CEDAR ST, EDISON, NJ 08820-3533

Mortgage

Document Number0000131573
DateOct 19, 2021
Instrument2021131573
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Middlesex County and Edison Township records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$187,800 (-) Land $87,500 Building $100,300$187,800 (-) Land $87,500 Building $100,300
2025$11,176.00 (-0.03%)$187,800 (+2.01%) Land $87,500 Building $100,300$187,800 (+2.01%) Land $87,500 Building $100,300
2024$11,179.00 (+2.52%)
2023$184,100 Land $87,500 Building $96,600$184,100 Land $87,500 Building $96,600
2022$10,904.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), as of December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230014183, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 353 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1225001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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