40 Cedar Ct, Mineral, VA 23117 Property Records

Louisa County property record for 40 Cedar Ct, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (Sep 2017)
Tax Bill	$2,434 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16B 1 57`

Property Details

APN / Parcel Number

Primary APN	`16B 1 57`
Alternative APNs	`5773` `5606`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	732 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5606
Street Address	40 CEDAR CT
City	MINERAL
State	VA
Zip	23117-4942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLUE WATER SUBDIVISION LOT 57 DB 1613/544 0.92 AC
Legal Subdivision	BLUE WATER SUBDIVISION
Legal Lot Number	57
Jurisdiction	LOUISA VA
Township / Civil Division	MINERAL
Census Block Group	2
Census Block	2011
Census Tract	950202

Owner

40 Cedar Ct is owned and occupied by an individual who acquired it in May 2019.

Source: Louisa County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	40 CEDAR CT, MINERAL, VA 23117-4942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit VIRGINIA CU INC
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
May 22, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage BARRINGTON BK&TR
Sep 29, 2017	Grant Deed, Transfer · FHA Mortgage BARRINGTON BK&TR CO NA
Jul 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Deed Document Number	20178346
Deed Book / Page	1529 / 709
Last Transfer Date	May 7, 2019
Transfer Doc	1613/0544
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	40 CEDAR CT, MINERAL, VA 23117-4942
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	VS TITLE, VSTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CEDAR CT, MINERAL, VA 23117-4942

Mortgage

Document Number	002073/463
Date	Mar 24, 2026
Book Page	2073/463
Instrument	202600002732

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	40 CEDAR CT, MINERAL, VA 23117-4942
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001852/615
Date	Jul 1, 2022
Book Page	1852/615
Instrument	202200006854

Lender

Name	VIRGINIA CU INC
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	40 CEDAR CT, MINERAL, VA 23117-4942
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	KVS TITLE LLC, VSTITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1796/347
Date	Oct 5, 2021
Book Page	1796/347
Instrument	202100011936

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LOUISA VA
Recording Date	May 22, 2019
Property Address	40 CEDAR CT, MINERAL, VA 23117-4942
Document Number	0000004027
Book / Page	001613 / 000544
Instrument Date	May 7, 2019
Instrument	4027
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CEDAR CT MINERAL VA 231174942, MINERAL, VA 23117-4942

Mortgage

Document Number	4028
Date	May 22, 2019
Book Page	001613/000548
Instrument	4028

Lender

Name	BARRINGTON BK&TR
Type	Bank
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Sep 29, 2017
Property Address	40 CEDAR CT, MINERAL, VA 23117-4942
Document Number	0000008346
Book / Page	001529 / 000709
Instrument Date	Sep 25, 2017
Instrument	8346
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	VALLEY STHRN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 CEDAR CT MINERAL VA 231174942, MINERAL, VA 23117-4942

Mortgage

Document Number	8347
Date	Sep 29, 2017
Book Page	001529/000713
Instrument	8347

Lender

Name	BARRINGTON BK&TR CO NA
Address	ROSEMONT, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 5, 2017
Property Address	40 CEDAR CT, MINERAL, VA 23117-4942
Document Number	0000005652
Book / Page	001516 / 000789
Instrument Date	Nov 29, 2010
Instrument	5652
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	40 CEDAR CT MINERAL VA 231174942, MINERAL, VA 23117-4942

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 5, 2017
Property Address	40 CEDAR CT, MINERAL, VA 23117-4942
Document Number	0000005653
Book / Page	001516 / 000794
Instrument Date	Nov 29, 2010
Instrument	5653
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	40 CEDAR CT MINERAL VA 231174942, MINERAL, VA 23117-4942

Tax Assessment & Valuation

The 2025 property tax bill for 40 Cedar Ct was $2,434, up 1.4% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,612 (+6.07%) Land $49,000 Building $309,612	$358,612 (+6.07%) Land $49,000 Building $309,612
2025	$2,434.00 (+1.42%)	$338,100 Land $42,900 Building $295,200	$338,100 Land $42,900 Building $295,200
2024	$2,400.00
2023		$323,900 Land $36,300 Building $287,600
2022	$1,143.00		$323,900 Land $36,300 Building $287,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Cedar Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Cedar Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
iWiSP Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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