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40 Carter Ct, El Sobrante, CA 94803 Property Records

Contra Costa County property record for 40 Carter Ct, El Sobrante, CA 94803

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,491 sqft · built 1974
Lot Size0.248 acres (10,800 sqft)
OwnerIndividual Name on File
Last Sale$810,000 (Jul 2026)
Tax Bill$5,281 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Apr 2026 Transfer
Flood ZoneZone X (minimal risk)
APN433-210-042-1

Property Details

APN / Parcel Number

Primary APN433-210-042-1
Alternative APN
  • 433-210-042

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,491 sqft Living Area
1st Floor Area1,172 sqft
2nd Floor Area1,319 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1975
Lot Area10,800 sqft (0.248 acres)
Garage TypeAttached
Garage Area687 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address40 CARTER CT
CityEL SOBRANTE
StateCA
Zip94803-3314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionTRACT 3468 LOT 6 EX MR
Legal Subdivision3468
Legal Tract3468
Legal Lot Number6
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group3
Census Block3005
Census Tract360200

Owner

Source: Contra Costa County records · APN 433-210-042-1

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40 CARTER CT, EL SOBRANTE, CA 94803-3314
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 22, 2026Affidavit of Death of Trustee, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 14, 2026 · Amount on Record
Deed SaleJul 14, 2026 · Amount on Record
Deed Document Number202673776
Prior Transfer DateApr 24, 2003
Prior Transfer Doc0000217372
Record UpdatedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJul 14, 2026
Property Address40 CARTER CT, EL SOBRANTE, CA 94803-3314
Document Number0000073776
Instrument DateJul 10, 2026
Instrument202673776
Transaction TypeTransfer
Record UpdatedJul 21, 2026
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$89,991.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CARTER CT, EL SOBRANTE, CA 94803-3314

Mortgage

Document Number0000073777,
DateJul 14, 2026
Instrument202673777
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Affidavit of Death of Trustee, Transfer

Document TypeAffidavit of Death of Trustee
JurisdictionCONTRA COSTA CA
Recording DateApr 22, 2026
Property Address40 CARTER CT, EL SOBRANTE, CA 94803-3314
Document Number0000041274
Instrument DateApr 16, 2026
Instrument202641274
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$337,453 (+2%) Land $78,572 Building $258,881
2025$5,281.00 (+4.82%) Homeowner's exemption$330,837 (+4.04%) Land $77,032 Building $253,805
2023$5,038.00 (+1.63%) Homeowner's exemption$317,992 Land $74,042 Building $243,950
2022$4,957.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1998–2017)
Claims Outside the SFHA2 of 5
Most Recent ClaimJun 2017 · other causes

Wildfire

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

Based on FCC filings for 281 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEAST BAY MUD
serves 1,468,000 people
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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