40 Carol Pl, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 40 Carol Pl, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,612 sqft · built 1958
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Jan 2017)
Tax Bill	$14,179 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01807-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`14-01807-0000-00007`
Alternative APNs	`1400462M00007` `140180700007`

Interior

Building Area	1,612 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Lot Area	14,985 sqft (0.344 acres)

Location & Zoning

Old Parcel Number	1400462M00007
Street Address	40 CAROL PL
City	WAYNE
State	NJ
Zip	07470-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VALLEY RDG
Legal Block	1807
Legal Lot Number	7
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2020
Census Tract	246101

Owner

40 Carol Pl is owned and occupied by two individuals who bought it in January 2017.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 CAROL PL, WAYNE, NJ 07470-2926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2017 · Amount on File
Deed Sale	Jan 25, 2017 · Amount on File
Prior Sale	Nov 9, 2006 · Amount on File
Deed Document Number	20175029
Deed Book / Page	2985 / 88
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	40 CAROL PL, WAYNE, NJ 07470-2926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041226
Date	Sep 3, 2020
Book Page	M16383/117
Instrument	2020041226

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 40 Carol Pl was $14,179, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,400 (-) Land $121,000 Building $115,400	$236,400 (-) Land $121,000 Building $115,400
2025	$14,179.00 (+0.88%)	$236,400 Land $121,000 Building $115,400	$236,400 Land $121,000 Building $115,400
2024	$14,056.00
2023		$236,400 Land $121,000 Building $115,400	$236,400 Land $121,000 Building $115,400
2022	$13,366.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40 Carol Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	20 (1978–2024)
Claims Outside the SFHA	6 of 20
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Carol Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20