40 Carlsam Cir E, Rochester, NY 14609 Property Records

Monroe County and Irondequoit Town property record for 40 Carlsam Cir E, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 1969
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$282,500 (Jun 2026)
Tax Bill	$7,556 (2026)
Deeds & Mortgages	Jun 2026 Sale Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`263400 092.11-1-11`

Property Details

APN / Parcel Number

Primary APN	`263400 092.11-1-11`
Alternative APNs	`34000921100001011000` `06005420000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Living Area
1st Floor Area	1,604 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	139 ft deep x 50.2 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06005420000
Street Address	40 CARLSAM CIR E
City	ROCHESTER
State	NY
Zip	14609-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0042-14-07 CULVER MAN 3 L22 01
Legal Subdivision	THE CULVER MANOR SUBDIVISION
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	2
Census Block	2001
Census Tract	10902

Owner

40 Carlsam Cir E is owned and occupied by two individuals who bought it in June 2026.

Source: Monroe County and Irondequoit Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 CARLSAM CIR E, ROCHESTER, NY 14609-1822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed, Transfer CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT
Nov 10, 2022	Intrafamily Transfer, Transfer CROSSROADS ABSTRACT
Oct 4, 2021	Deed of Trust, Mortgage · Closed-End Mortgage KEY BANK NA
May 29, 2020	Deed of Trust, Mortgage · Line of Credit FINGER LAKES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Jul 25, 2005 · Amount on File
Deed Document Number	20263432751
Deed Book / Page	13203 / 385
Prior Transfer Date	Nov 7, 2022
Prior Transfer Doc	0000000351
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE NY
Recording Date	Jun 16, 2026
Property Address	40 CARLSAM CIR E, ROCHESTER, NY 14609-1822
Document Number	0003432751
Book / Page	13203 / 385
Instrument Date	Jun 15, 2026
Instrument	20263432751
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT

Transaction

Amount	Amount on Record
Tax	$114,130.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CARLSAM CIR E, ROCHESTER, NY 14609-1822

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Nov 10, 2022
Property Address	40 CARLSAM CIR E, ROCHESTER, NY 14609-1822
Document Number	0000000351
Book / Page	12744 / 116
Map Reference	LB 177 PG 30
Instrument Date	Nov 7, 2022
Instrument	202211100351
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CROSSROADS ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 CRERAND CIR, 40, ROCHESTER, NY 14606-4369

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	40 CARLSAM CIR E, ROCHESTER, NY 14609-1822

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	40 CARLSAM CIR E, ROCHESTER, NY 14609-1822
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CARLSAM CIR E, ROCHESTER, NY 14609-1822

Mortgage

Document Number	0000000633
Date	Oct 4, 2021
Book Page	29491/633
Instrument	202110040766

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	40 CARLSAM CIR E, ROCHESTER, NY 14609-1822
Document Number	0000000006
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CARLSAM CIR E ROCHESTER NY 146091822, ROCHESTER, NY 14609-1822

Mortgage

Document Number	0000000006
Date	Jun 9, 2020
Book Page	028549/000493
Instrument	6

Lender

Name	FINGER LAKES FCU
Type	Credit Union
Address	GENEVA, NY 14456

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 8, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 40 Carlsam Cir E was $7,556 with exemptions applied, up 13.6% from the year before.

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	East Irondequoit Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,556.00 (+13.59%) Homeowner's exemption Senior Citizen's exemption
2025	$6,652.00	$215,000 Land $32,000 Building $183,000	$256,000 Land $38,102 Building $217,898
2023		$215,000 (+55.12%) Land $32,000 Building $183,000	$215,000 (+20.99%) Land $32,000 Building $183,000
2022		$138,600 Land $25,900 Building $112,700	$177,700 Land $33,207 Building $144,493
2021	$5,508.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Carlsam Cir E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Carlsam Cir E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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