Stafford County property record for 40 Cardinal Crest Dr, Fredericksburg, VA 22406
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,488 sqft · built 2002 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $628,000 (May 2013) |
| Tax Bill | $3,672 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-41 |
| Primary APN | 27-41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,488 sqft Living Area |
| Basement Area | 2,452 sqft |
| Finished Basement | 1,250 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 261,360 sqft (6 acres) |
| Garage Type | Attached |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 412 sqft |
| Patio Area | 412 sqft |
| Fence | Fence |
| Kennel | Kennel |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 16423 |
|---|---|
| Old Parcel Number | 027 41 |
| Street Address | 40 CARDINAL CREST DR |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22406-4347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1- AG MIN 3AC |
| Legal Description | 27-41A 6.0000 AC |
| Legal Subdivision | STEFAN A & MICHELLE R PLUTA |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | HARTWOOD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10305 |
Source: Stafford County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 40 CARDINAL CREST DR, FREDERICKSBURG, VA 22406-4347 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2013 · Amount on Record |
| Deed Sale | May 17, 2013 · Amount on Record |
| Prior Sale | Oct 23, 2012 · Amount on Record |
| Deed Document Number | 130012238 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 40 CARDINAL CREST DR, FREDERICKSBURG, VA 22406-4347 |
| Document Number | 190018482 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40 CARDINAL CREST DR FREDERICKSBURG VA 224064347, FREDERICKSBURG, VA 22406-4347 |
| Document Number | 190018482 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 18482 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,672.00 (-44.32%) | $749,100 (+7.34%) Land $155,000 Building $594,100 | $749,100 (+7.34%) Land $155,000 Building $594,100 |
| 2023 | $6,595.00 (+11.67%) | $697,900 Land $135,000 Building $562,900 | $697,900 Land $135,000 Building $562,900 |
| 2021 | $5,906.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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