40 Capstan St, Jamestown, RI 02835 Property Records

Jamestown Town property record for 40 Capstan St, Jamestown, RI 02835

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,393 sqft · built 1972
Lot Size	0.352 acres (15,329 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,183 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`JAME M:3 L:230`

Property Details

APN / Parcel Number

Primary APN	`JAME M:3 L:230`
Alternative APN	`19112315`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,393 sqft Living Area
Gross Area	5,211 sqft
1st Floor Area	1,204 sqft
Basement Area	1,148 sqft
Unfinished Basement	558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,329 sqft (0.352 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	19112315
Street Address	40 CAPSTAN ST
City	JAMESTOWN
State	RI
Zip	02835-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	230
Jurisdiction	JAMESTOWN RI
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2010
Census Tract	41300

Owner

Source: Jamestown Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 CAPSTAN ST, JAMESTOWN, RI 02835-2208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION
Oct 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMESTOWN RI
Property Address	40 CAPSTAN ST, JAMESTOWN, RI 02835-2208
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001047-105
Date	Mar 20, 2024
Book Page	1047/105
Instrument	20240000065572

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMESTOWN RI
Property Address	40 CAPSTAN ST, JAMESTOWN, RI 02835-2208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	976-308
Date	Oct 20, 2020
Book Page	976/308
Instrument	59036

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Jamestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Jamestown Town
Elementary School District	Jamestown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,183.00 (+15.31%)	$919,000 (+42.7%) Land $258,700 Building $660,300
2023	$4,495.00 (+2.79%)	$644,000 (-) Land $196,000 Building $448,000
2022	$4,373.00	$644,000 Land $196,000 Building $448,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (1991–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2014
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 88% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Fiber	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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