Mathews County property record for 40 Canoe Yard Trl, Onemo, VA 23130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1971 |
| Lot Size | 0.507 acres (22,085 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $863 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 31-1-3C |
| Primary APN | 31-1-3C |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Level |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,085 sqft (0.507 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 40 CANOE YARD TRL |
|---|---|
| City | ONEMO |
| State | VA |
| Zip | 23130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB 272-178 PL-DB 244-231 |
| Legal Lot Number | 3C |
| Jurisdiction | MATHEWS VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 951401 |
Source: Mathews County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 16, MOON, VA 23119-0016 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOAN WIZ INC |
| Nov 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CHESAPEAKE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATHEWS VA |
| Recording Date | Jul 20, 2026 |
| Property Address | 40 CANOE YARD TRL, ONEMO, VA 23130 |
| Document Number | 0000000908 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 2026908 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 40 CANOE YARD TRL, ONEMO, VA 23130 |
| Document Number | 0000000908, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 2026908 |
| Name | LOAN WIZ INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATHEWS VA |
| Property Address | 40 CANOE YARD TRL, ONEMO, VA 23130 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 16, MOON, VA 23119-0016 |
| Document Number | 180001380 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 180001380 |
| Name | CHESAPEAKE BANK |
|---|---|
| Type | Bank |
| Address | KILMARNOCK, VA 22482 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2038 |
| Rate | 4.87% |
|---|
Source: Mathews County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Mathews County |
| Unified School District | Mathews County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $863.00 | $139,200 (-) Land $26,500 Building $112,700 | |
| 2025 | $863.00 (+10.78%) | ||
| 2023 | $779.00 | $139,200 Land $26,500 Building $112,700 | $139,200 Land $26,500 Building $112,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 156 policies |
| Nearby Flood Policies | 156 in force |
| Nearby Flood Claims | 16 (1998–2015) |
| Most Recent Claim | Oct 2015 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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