Union County and Berkeley Heights Township property record for 40 Camptown Dr, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 2,418 sqft · built 1985 |
| Lot Size | 0.454 acres (19,776 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Aug 1991) |
| Tax Bill | $15,619 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00301-0000-00009-02 |
| Primary APN | 01-00301-0000-00009-02 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,418 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Lot Area | 19,776 sqft (0.454 acres) |
| Lot Dimensions | 107 ft deep x 185 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 01003010000000092 |
|---|---|
| Street Address | 40 CAMPTOWN DR |
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-1258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | PARKVIEW |
| Legal Block | 301 |
| Legal Lot Number | 9.2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 38202 |
40 Camptown Dr is owned and occupied by two individuals who bought it in August 1991.
Source: Union County and Berkeley Heights Township records, as of August 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 CAMPTOWN DR, BERKELEY HEIGHTS, NJ 07922-1258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Aug 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 1991 · Amount on File |
| Deed Sale | Aug 31, 1991 · Amount on File |
| Deed Book / Page | 3766 / 314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 24, 2026 |
| Property Address | 40 CAMPTOWN DR, BERKELEY HEIGHTS, NJ 07922-1258 |
| Document Number | 0000095163 |
| Book / Page | 15834 / 2398 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202695163 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 40 CAMPTOWN DR, BERKELEY HEIGHTS, NJ 07922-1258 |
| Document Number | 0000095163, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 15834/2398 |
| Instrument | 202695163 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 40 CAMPTOWN DR, BERKELEY HEIGHTS, NJ 07922-1258 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 40 CAMPTOWN DR, BERKELEY HEIGHTS, NJ 07922-1258 |
| Document Number | MB154052975 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | MB15405/2975 |
| Instrument | 55784 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 40 Camptown Dr was $15,619, up 2.7% from the year before.
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,900 (-) Land $140,900 Building $214,000 | $354,900 (-) Land $140,900 Building $214,000 | |
| 2025 | $15,619.00 (+2.66%) | $354,900 Land $140,900 Building $214,000 | $354,900 Land $140,900 Building $214,000 |
| 2024 | $15,214.00 | ||
| 2023 | $350,700 Land $140,900 Building $209,800 | $350,700 Land $140,900 Building $209,800 | |
| 2022 | $14,725.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Camptown Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 24 units insured incl. 4 condo units |
| Nearby Flood Claims | 44 (1978–2025) |
| Claims Outside the SFHA | 9 of 44 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Camptown Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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