Bergen County and Saddle River Borough property record for 40 Cameron Rd, Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1988 |
| Square Footage | 6,870 sqft Living Area |
| Lot Size | 2.01 acres |
| Occupancy | Owner Occupied |
| Last Sale | $1,485,000 (1999) |
| Tax Bill | $19,943.00 (2025) |
| Primary APN | 58-01807-0000-00016 |
|---|---|
| Alternative APN |
|
| Building Area | 6,870 sqft Living Area |
|---|
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 87,556 sqft |
| Street Address | 40 CAMERON RD |
|---|---|
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-2942 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2.01 AC |
| Legal Subdivision | BURNING HOLLOW ESTATES SEC 4 |
| Legal Block | 1807 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | SADDLE RIVER |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 53100 |
Source: Bergen County and Saddle River Borough records · APN 58-01807-0000-00016
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 CAMERON RD, SADDLE RIVER, NJ 07458-2942 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ALMA BANK |
| Jan 14, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance UNITY BANK |
| Dec 13, 2018 | Deed of Trust, Mortgage · Stand Alone Refinance UNITY BANK |
| Nov 22, 2017 | Grant Deed, Transfer UNITY BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 1999 · Amount on Record |
| Deed Sale | Jun 10, 1999 · Amount on Record |
| Deed Doc Number | 199997985 |
| Deed Book / Page | 8176 / 251 |
| Last Transfer Date | Jun 14, 2025 |
| Transfer Doc | 0055640029 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 15, 2026 |
| Property Address | 40 CAMERON RD, SADDLE RIVER, NJ 07458-2942 |
| Document Number | 0000047952 |
| Book / Page | 5847 / 1328 |
| Instrument Date | Jul 01, 2026 |
| Instrument | 202647952 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 40 CAMERON RD, SADDLE RIVER, NJ 07458-2942 |
| Document Number | 0000047952, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 5847/1328 |
| Instrument | 202647952 |
| Name | ALMA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 CAMERON RD, SADDLE RIVER, NJ 07458-2942 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031542139 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 3154/2139 |
| Instrument | 19-003312 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 CAMERON RD, SADDLE RIVER, NJ 07458-2942 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031310654 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 3131/654 |
| Instrument | 18-087876 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 22, 2017 |
| Property Address | 40 CAMERON RD, SADDLE RIVER, NJ 07458-2942 |
| Document Number | 0027921228 |
| Book / Page | 002792 / 001228 |
| Instrument Date | Oct 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2017 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 CAMERON RD SADDLE RIVER NJ 074582942, SADDLE RIVER, NJ 07458-2942 |
| Document Number | 27921234 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 002792/001234 |
| Name | UNITY BK |
|---|---|
| Type | Bank |
| Address | 64 OLD HIGHWAY 22, CLINTON, NJ 08809-1305 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,869,100 (-) Land $908,500 Building $960,600 | $1,869,100 (-) Land $908,500 Building $960,600 | |
| 2025 | $19,943.00 (+2.99%) | $1,869,100 (-) Land $908,500 Building $960,600 | $1,869,100 (-) Land $908,500 Building $960,600 |
| 2024 | $19,364.00 (+4.23%) | ||
| 2023 | $1,869,100 Land $908,500 Building $960,600 | $1,869,100 Land $908,500 Building $960,600 | |
| 2022 | $18,578.00 |
40 Cameron Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 35th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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