40 Cambridge Way, Covington, GA 30016 Property Records

Newton County property record for 40 Cambridge Way, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,247 sqft · built 1999
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$119,900 (Aug 2000)
Tax Bill	$2,579 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00080-00000-231-000`

Property Details

APN / Parcel Number

Primary APN	`00080-00000-231-000`
Alternative APNs	`0008 231` `1980`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,247 sqft Heated Area
1st Floor Area	1,247 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Unfinished Basement	848 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	211 sqft
Patio Area	211 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1980
Street Address	40 CAMBRIDGE WAY
City	COVINGTON
State	GA
Zip	30016-4942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.75AC LT4 BETHANY EST
Legal Subdivision	BETHANY ESTATES
Legal Lot Number	4
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2013
Census Tract	100905

Owner

40 Cambridge Way is owned and occupied by an individual who bought it in August 2000.

Source: Newton County records, as of June 15, 2026

Owner of Record	Individual Name on File
Mailing Address	40 CAMBRIDGE WAY, COVINGTON, GA 30016-4942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Oct 16, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2000 · Amount on File
Deed Sale	Aug 16, 2000 · Amount on File
Deed Book / Page	953 / 78
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Apr 20, 2026
Property Address	40 CAMBRIDGE WAY, COVINGTON, GA 30016-4942
Document Number	0048220000000867
Book / Page	4822 / 867
Instrument Date	Apr 10, 2026
Instrument	20264477
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CAMBRIDGE WAY, COVINGTON, GA 30016-4942

Mortgage

Document Number	0000004477,
Date	Apr 20, 2026
Book Page	4822/867
Instrument	20264477

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	4.88%
Type Change Date	Jul 1, 2031
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 CAMBRIDGE WAY, COVINGTON, GA 30016-4942
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CAMBRIDGE WAY, COVINGTON, GA 30016-4942

Mortgage

Document Number	0045580000000631
Date	Oct 16, 2023
Book Page	0000004558/0000000631
Instrument	D2023012282

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 CAMBRIDGE WAY, COVINGTON, GA 30016-4942
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CAMBRIDGE WAY, COVINGTON, GA 30016-4942

Mortgage

Document Number	0043690000000086
Date	Apr 4, 2022
Book Page	0000004369/0000000086
Instrument	006127

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 40 Cambridge Way was $2,579 with a homeowner's exemption, up 1.2% from the year before.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,579.00 (+1.18%) Homeowner's exemption	$107,280 (+4.32%) Land $16,800 Building $90,480	$268,200 (+4.32%) Land $42,000 Building $226,200
2024	$2,549.00 Homeowner's exemption	$102,840 (-3.78%) Land $16,800 Building $86,040	$257,100 (-3.78%) Land $42,000 Building $215,100
2023		$106,880 Land $6,000 Building $100,880	$267,200 Land $15,000 Building $252,200
2022	$2,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Cambridge Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Cambridge Way is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cambridge Way

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