40 Cambridge Dr, Brevard, NC 28712 Property Records

Transylvania County property record for 40 Cambridge Dr, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,694 sqft · built 2002
Lot Size	0.21 acres (9,175 sqft)
Owner	Trust Name on File
Last Sale	$295,000 (Oct 2015)
Tax Bill	$2,198 (2026)
Deeds & Mortgages	Aug 2017 Line of Credit Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`8586-86-1095-000`

Property Details

APN / Parcel Number

Primary APN	`8586-86-1095-000`
Alternative APN	`70470990`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,694 sqft Heated Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	9,175 sqft (0.21 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70470990
Street Address	40 CAMBRIDGE DR
City	BREVARD
State	NC
Zip	28712-9148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PIII L32 CAMBRIDGE DRIVE
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	2
Census Block	2048
Census Tract	960202

Owner

40 Cambridge Dr is held in a trust since October 2015.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	4393 OAK VIEW DR, SARASOTA, FL 34232-3470
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 19, 2021	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2015 · Amount on File
Deed Sale	Oct 19, 2015 · Amount on File
Prior Sale	Mar 6, 2006 · Amount on File
Deed Document Number	20155333
Deed Book / Page	743 / 209
Prior Transfer Date	Mar 4, 2005
Prior Transfer Doc	0002770141
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	40 CAMBRIDGE DR, BREVARD, NC 28712-9148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008160106
Date	Aug 29, 2017
Book Page	816/106
Instrument	2017004529

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jan 19, 2021
Property Address	40 CAMBRIDGE DR, BREVARD, NC 28712-9148
Document Number	0009610079
Book / Page	000961 / 000079
Instrument Date	Jan 13, 2021
Instrument	414
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$730.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4393 OAK VIEW DR SARASOTA FL 342323470, SARASOTA, FL 34232-3470

Tax Assessment & Valuation

The 2026 property tax bill for 40 Cambridge Dr was $2,198.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Brevard City
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,198.00	$535,560 (-) Land $100,000 Building $435,560	$535,560 (-) Land $100,000 Building $435,560
2025	$2,198.00	$535,560 Land $100,000 Building $435,560	$535,560 Land $100,000 Building $435,560
2023	$2,059.00	$341,370 Land $100,000 Building $241,370	$341,370 Land $100,000 Building $241,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Cambridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Cambridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cambridge Dr

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