40 Cambra Rd, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 40 Cambra Rd, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	2,166 sqft · built 1950
Lot Size	0.224 acres (9,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$608,000 (Sep 2021)
Tax Bill	$15,168 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00163-02-00006`

Property Details

APN / Parcel Number

Primary APN	`64-00163-02-00006`
Alternative APNs	`6400163000200006` `002749`

Interior

Stories	1 Story
Building Area	2,166 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Frame
Construction Type	Frame
Lot Area	9,749 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide

Location & Zoning

Account Number	002749
Street Address	40 CAMBRA RD
City	WALDWICK
State	NJ
Zip	07463-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75X130 3LT
Legal Subdivision	WALMERE PARK SEC 2
Legal Block	163
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	4
Census Block	4011
Census Tract	56200

Owner

Source: Bergen County and Waldwick Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 CAMBRA RD, WALDWICK, NJ 07463-1132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Oct 7, 2011 · Amount on Record
Deed Document Number	2021141655
Deed Book / Page	4364 / 1808
Record Updated	Oct 29, 2026

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 8, 2021
Property Address	40 CAMBRA RD, WALDWICK, NJ 07463-1132
Document Number	0043641808
Book / Page	4364 / 1808
Instrument Date	Aug 17, 2021
Instrument	2021141655
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,447.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9100 WARRENS WAY, 9100, WANAQUE, NJ 07465-1644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CAMBRA RD, WALDWICK, NJ 07463-1132

Mortgage

Document Number	2021141656
Date	Sep 8, 2021
Instrument	2021141656

Lender

Name	HUDSON UNITED MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$665,500 (+0.7%) Land $321,100 Building $344,400	$665,500 (+0.7%) Land $321,100 Building $344,400
2025	$15,168.00 (+3.66%)	$660,900 (+38.58%) Land $321,100 Building $339,800	$660,900 (+38.58%) Land $321,100 Building $339,800
2024	$14,632.00 (+7.73%)
2023		$476,900 Land $273,200 Building $203,700	$476,900 Land $273,200 Building $203,700
2022	$13,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20